肯尼思L.费希尔（Kenneth L.Fisher）在近期的一部新作《 市场永远记得，但人总是忘记》（Markets Never Forget,But People Do）中，引用了大量的历史数据、考察与论述，对每一名善忘的投资者,都有非常“醒目”的帮助。
George 陈 21:36:30
George 陈 21:37:01
George 陈 21:37:21
中国名字方德思（Marc van der Chijs），荷兰人娶了中国妻子，在中国落地生根。
方德思最近出席新加坡报业控股独资子公司Sphere Exhibits,和美国国际数据集团联办的首届DEMO Asia,座谈会期间，说-
把伺服机设在中国，网络速度显得非常缓慢;great Chinese firewall,也使得公司在更新内容上,面对困难。
B.Billionaires Empire Inc.(B.女性億萬富豪們帝國Inc./B.億萬富翁們帝國Inc.)美國大兵軍用衣服,軍用制服訂購(定購)批發部
Any investment objectives, risk analysis to investors, in general, from three angles to test, and must be integrated together.
One to take risks.
You must obtain what kind of rate of return on investment objectives to be able to schedule practice?
There is no free lunch, the higher the risk, be possible to get the higher rate of return. Determine their own rate of return, will be able to know their own investments – must be more radical. This step can be regarded as an objective analysis.
Willing to take risks.
The carrying amount of the investment losses, beyond what percentage will make you suddenly interrupt the investment?
Are not entirely rational animal, this step is a subjective analysis. Able to withstand the carrying amount of the loss, the more we can choose a more aggressive investment is only possible to obtain a higher rate of return.
Third, the ability to take risks. This step has two parts: capital and time.
If at any time, your investment losses are not seriously shake your financial health, then you will be able to take higher risk, choose a more aggressive investment, strive for a higher rate of return.
If your investment horizon is long enough, you will have adequate capacity, buffer the incoming of a bear market at the same time, can make use of compound interest growth, to increase the possibility of practical goals. This step, the subjective and objective both.
Back to the above examples of retirement. If you have the means, in the next 20 years, 1,763,695 yuan, then, from this moment on, your investment horizon is 20 years. During this period if you can only get 918,989 yuan, then the duration of your investment, it is likely, that is 40 years.
The global market turmoil of the past decade, perhaps cautious of fear, not the expect the next few decades.
Kenneth L. Fisher (Kenneth L.Fisher) in a new work in the recent market, always remember, but people tend to forget “(Markets is Never Forget, But People Do), citing a large number of historical data to study and discourse, forgetful of every investor, there are very “smart” with the help of
George Chen 21:36:30
Examples. Suppose, you want the occasion of moving into retirement, they no longer invest in (ie, no follow-up), and during retirement, to enjoy equal to the current $ 3,000 monthly living expenses.
Assumptions, the annual inflation rate is 3%. Not leave a legacy, do not face any emergency expenses to maintain 20 years of retired life, in your opinion, you have to have in retirement, how much cash?
The answer is: $ 1,763,695.
George Chen 21:37:01
If you choose during retirement – continue to invest (ie, follow-up), retired after 20 years of investment per year, can obtain a 7% rate of return (other assumptions remain), then, in the occasion of the retirement, you should have how much money ?
The answer is: $ 918,989.
The former is the latter, almost twice as much!
George Chen 21:37:21
Moment, from now until retirement, you think: what a number is easier to achieve?
For most people, made for retirement investment, not moving into retirement – can be stopped. The key is – that retired after 20 years.
Fang Desi Chinese name (Marc van der Chijs), the Dutch married a Chinese wife, and take root in China.
Fang Desi recently attended the Singapore Press Holdings, a wholly-owned subsidiary of the Sphere Exhibits, and the U.S. Agency for International Data Group Liaison Office first the DEMO Asia, the forum, saying that during the –
A F1 race coincidental match Fang Desi – did not know each other (39), and “happy match” with the business partner of Wang Wei, creating a well-known Chinese video sites – Tudou.
In the summer of 2004, the initiation of the idea of creation of audio podcasts (podcast). He studied at the University economics and finance, IT technical background, the matter can not rely on their own power to do so.
At this time, he met up future business partner, Wang Wei, a computer science background. Fang Desi watch a F1 race, met Wang Wei. At that time, Wang Wei sat beside him.
The two talk quite an appointment two weeks later, play golf together. In that play, Fang Desi filed with Wang Wei – set up the audio podcast idea, Wang Wei also like the idea.
In 2005, the introduction of potatoes
Two to open the audio podcast, found that: it does not have too much as, therefore, act decisively and convert online video mode, and in 2005, the introduction of potatoes.
Wang Wei, was born in Fujian, the age of 18, with his family to the United States. Wang Wei in the United States to study and work a few years later, the return of China to conquer the world. He has a Yingshih International Business School (INSEAD) Master of Business Administration and Johns Hopkins University School of computer science master’s degree.
Tudou into a video-only website, then, purchase their own content, shows and movies, making Tudou, becoming similar to the video website Youtube, online movie suppliers Nexflix, and a synthesis of home movie channel HBO.
Some people think: Tudou to imitate the mode of Youtube Fang Desi pointed out that YouTube, in fact, a few weeks to set up than Tudou late
They are in the establishment of Tudou, six months, before we know the existence of Youtube.
The establishment of Tudou, Fang Desi said: “We are actually from the first day, it started to grow. The Tudou growth indeed extraordinary, from the establishment of the first day of the 50 visitors, has surged to 2011 million passengers, visitors.
Tudou, August 17 last year, listed on the Automated Quotation stock market Nasdaq, the first day, below the issue price, since the poor performance. Fang Desi disclosure, the poor performance of Chinese stocks, especially in the United States.
2010, leaving Tudou
Servo is located in China, network speed is very slow; also makes great Chinese firewall, updates on the face of difficulties.