您的邮件已成功发送。再次感谢您对联合国的支持!

您的邮件已成功发送。再次感谢您对联合国的支持!

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正文:收件人 投递状态 时间 1779642876@qq.com 已投递到对方邮箱 2012年3月25日(星期天) 晚上8:56 admin@un.org 投递失败,已退信 2012年3月25日(星期天) 晚上8:56 comments@whitehouse.gov 已投递到对方服务器 2012年3月25日(星期天) 晚上8:56 contact@un.org 投递失败,已退信 2012年3月25日(星期天) 晚上8:56 info@messages.whitehouse.gov 已投递到对方服务器 2012年3月25日(星期天) 晚上8:56 info@un.org 投递失败,已退信 2012年3月25日(星期天) 晚上8:56 laborconnect@australianlabor.com.au 已投递到对方服务器 2012年3月25日(星期天) 晚上8:56 president@messages.whitehouse.gov 已投递到对方服务器 2012年3月25日(星期天) 晚上8:56 president@un.org 投递失败,已退信 2012年3月25日(星期天) 晚上8:56 vicepresident@whitehouse.gov 已投递到对方服务器 2012年3月25日(星期天) 晚上8:56 vice_president@whitehouse.gov 已投递到对方服务器 2012年3月25日(星期天) 晚上8:56 webmaster@un.org 投递失败,已退信 2012年3月25日(星期天) 晚上8:56 Recipient delivery status time 1779642876@qq.com has been delivered to the mailbox of the other party the night of March 25, 2012 (Sunday) 8:56 admin@un.org delivery failure, bounce March 25, 2012 (Sunday) night 8:56 comments@whitehouse.gov has been delivered to each other server on March 25, 2012 (Sunday) night 8:56 contact@un.org delivery failure, bounce March 25, 2012 (Sunday) night 8:56 info@messages.whitehouse.gov has been delivered to each other server on March 25, 2012 (Sunday) night 8:56 info@un.org delivery failure, bounce March 25, 2012 (Sunday) night 8:56 laborconnect@australianlabor.com.au has been delivered to each other server on March 25, 2012 (Sunday) night 8:56 president@messages.whitehouse.gov has been delivered to each other server on March 25, 2012 (Sunday) night 8:56 president@un.org delivery failure, bounce March 25, 2012 (Sunday) night 8:56 vicepresident@whitehouse.gov has been delivered to each other server on March 25, 2012 (Sunday) night 8:56 vice_president@whitehouse.gov has been delivered to each other server on March 25, 2012 (Sunday) night 8:56 webmaster@un.org delivery failure, bounce March 25, 2012 (Sunday) night 8:56

《您的邮件已成功发送。再次感谢您对联合国的支持!》有3个想法

  1. 任何投资目标,对投资者的风险分析,一般,可从三个角度去测试,而且,必须综合起来看。
      一、承担风险的需要。

      你必须取得怎样的回报率,才能够如期实践投资目标?

    天下没有免费午餐,那么,越高的风险,才有可能得到越高的回报率。在确定自己需要的回报率后,便能知道自己的投资-必须多激进。这个步骤,算是客观的分析。

      二、愿意承担的风险。

      投资出现的账面亏损,超出多少百分比,才会让你突然中断投资?

    人并非完全理性的动物,这个步骤是主观的分析。能承受更多的账面亏损,越能选择更激进的投资,才可能取得更高的回报率。

      三、承担风险的能力。这个步骤,有两个部分:资金与时间。

      如果在任何时候,你的投资亏损,都不会严重动摇你的财务健康,那么,你便能够承担更高的风险,选择更激进的投资,争取更高的回报率。

      如果你的投资期限够长,你便有充足的能力,缓冲熊市的来袭,同时,能借助复利增长,来提高实践目标的可能性。这个步骤,主观与客观兼备。

      回到上述的退休例子。如果你有办法,在接下来的20年内,获得176万3695元,那么,从此刻开始,你的投资期限,便是20年。如果你只能在这段期间,取得91万8989元,那么,你的投资期限,很可能,就是40年了。

      过去十年的全球市场动荡,或许让谨慎的你心有余悸,不敢奢望接下来的数十年。

    肯尼思L.费希尔(Kenneth L.Fisher)在近期的一部新作《 市场永远记得,但人总是忘记》(Markets Never Forget,But People Do)中,引用了大量的历史数据、考察与论述,对每一名善忘的投资者,都有非常“醒目”的帮助。

    George 陈 21:36:30
    举例。假设,你希望在步入退休之际,就不再投资(即,没有后续),并且,在退休期间,享有相等于目前3000元的每月生活费。

      假设,每年的通货膨胀率是3%。在不留下遗产、不面对任何紧急开支的情况下,维持20年的退休生活,依你看,在退休之际,你必须拥有多少现款呢?

      答案是:$1,763,695。

    George 陈 21:37:01
    如果你选择在退休期间-继续投资(即后续工作),退休后20年的投资,每年,都可以取得7%的回报率(其他假设依旧),那么,在退休之际,你应该拥有多少资金呢?
      答案是:$918,989。

      前者比较后者,几乎多出一倍!

    George 陈 21:37:21
    当下,从现在,到退休,你认为:哪一个数目比较容易达到?

      对一般人而言,为退休所作的投资,并非步入退休后-就可停止。关键在于-那退休后的20年里。

    中国名字方德思(Marc van der Chijs),荷兰人娶了中国妻子,在中国落地生根。

      方德思最近出席新加坡报业控股独资子公司Sphere Exhibits,和美国国际数据集团联办的首届DEMO Asia,座谈会期间,说-

    一场F1赛事,机缘巧合地撮合了-原本互不相识的方德思(39岁),跟王微这生意伙伴的“良缘”,开创了知名的中国视频网站-土豆网。

    2004年夏天,他萌生了开设音讯播客(podcast)的念头。他在大学修读的是经济和金融,没有IT技术背景,无法靠一己之力办到此事。

      在此时,他巧遇拥有电脑科学背景的未来生意伙伴王微。方德思在观看一场F1赛事时,结识了王微。当时,王微坐在他身旁。

      两人交谈甚欢,约好两个星期后,一起打高尔夫球。在那次打球后,方德思跟王微提起-设立音讯播客的构想,王微也喜欢这个想法。

    2005年,推出土豆网

      两人开设音讯播客不久,发现:它不会有太大的作为,于是,当机立断,转换成网上视频的模式,并在2005年,推出土豆网。

      王微,出生于福建,18岁时,随家人,前往美国。王微在美国求学和工作数年后,回返中国,打天下。他拥有英士国际商学院(INSEAD)工商管理硕士学位和约翰·霍普金斯大学电脑科学硕士学位。

    把土豆网转为只有视频的网站,随后,购买属于自己的内容、节目和电影,使得土豆网,成为类似视频网站Youtube、网上影片供应商Nexflix,和家庭影片频道HBO的合成体。

      有人以为:土豆网模仿Youtube的模式,方德思指出,Youtube,其实比土豆网晚几个星期设立

    他们是在设立土豆网,半年后,才知道Youtube的存在。

      土豆网的设立,方德思说:“我们其实,从第一天,就开始成长。”土豆网的成长,确实非同凡响,从设立第一天的50名访客,已经激增至2011年的3亿人次访客。

      土豆网,去年8月17日,在美国自动报价股市纳斯达克上市,首日,跌破发行价,至今,表现欠佳。方德思披露,目前,中国股的表现不佳,尤其是在美国。

    2010年,离开土豆网

    把伺服机设在中国,网络速度显得非常缓慢;great Chinese firewall,也使得公司在更新内容上,面对困难。

    B.Billionaires Empire Inc.(B.女性億萬富豪們帝國Inc./B.億萬富翁們帝國Inc.)美國大兵軍用衣服,軍用制服訂購(定購)批發部
    QQ:1779642876
    E-Mail:1779642876@qq.com

    Any investment objectives, risk analysis to investors, in general, from three angles to test, and must be integrated together.
    One to take risks.

    You must obtain what kind of rate of return on investment objectives to be able to schedule practice?

    There is no free lunch, the higher the risk, be possible to get the higher rate of return. Determine their own rate of return, will be able to know their own investments – must be more radical. This step can be regarded as an objective analysis.

    Willing to take risks.

    The carrying amount of the investment losses, beyond what percentage will make you suddenly interrupt the investment?

    Are not entirely rational animal, this step is a subjective analysis. Able to withstand the carrying amount of the loss, the more we can choose a more aggressive investment is only possible to obtain a higher rate of return.

    Third, the ability to take risks. This step has two parts: capital and time.

    If at any time, your investment losses are not seriously shake your financial health, then you will be able to take higher risk, choose a more aggressive investment, strive for a higher rate of return.

    If your investment horizon is long enough, you will have adequate capacity, buffer the incoming of a bear market at the same time, can make use of compound interest growth, to increase the possibility of practical goals. This step, the subjective and objective both.

    Back to the above examples of retirement. If you have the means, in the next 20 years, 1,763,695 yuan, then, from this moment on, your investment horizon is 20 years. During this period if you can only get 918,989 yuan, then the duration of your investment, it is likely, that is 40 years.

    The global market turmoil of the past decade, perhaps cautious of fear, not the expect the next few decades.

    Kenneth L. Fisher (Kenneth L.Fisher) in a new work in the recent market, always remember, but people tend to forget “(Markets is Never Forget, But People Do), citing a large number of historical data to study and discourse, forgetful of every investor, there are very “smart” with the help of

    George Chen 21:36:30
    Examples. Suppose, you want the occasion of moving into retirement, they no longer invest in (ie, no follow-up), and during retirement, to enjoy equal to the current $ 3,000 monthly living expenses.

    Assumptions, the annual inflation rate is 3%. Not leave a legacy, do not face any emergency expenses to maintain 20 years of retired life, in your opinion, you have to have in retirement, how much cash?

    The answer is: $ 1,763,695.

    George Chen 21:37:01
    If you choose during retirement – continue to invest (ie, follow-up), retired after 20 years of investment per year, can obtain a 7% rate of return (other assumptions remain), then, in the occasion of the retirement, you should have how much money ?
    The answer is: $ 918,989.

    The former is the latter, almost twice as much!

    George Chen 21:37:21
    Moment, from now until retirement, you think: what a number is easier to achieve?

    For most people, made for retirement investment, not moving into retirement – can be stopped. The key is – that retired after 20 years.

    Fang Desi Chinese name (Marc van der Chijs), the Dutch married a Chinese wife, and take root in China.

    Fang Desi recently attended the Singapore Press Holdings, a wholly-owned subsidiary of the Sphere Exhibits, and the U.S. Agency for International Data Group Liaison Office first the DEMO Asia, the forum, saying that during the –

    A F1 race coincidental match Fang Desi – did not know each other (39), and “happy match” with the business partner of Wang Wei, creating a well-known Chinese video sites – Tudou.

    In the summer of 2004, the initiation of the idea of ​​creation of audio podcasts (podcast). He studied at the University economics and finance, IT technical background, the matter can not rely on their own power to do so.

    At this time, he met up future business partner, Wang Wei, a computer science background. Fang Desi watch a F1 race, met Wang Wei. At that time, Wang Wei sat beside him.

    The two talk quite an appointment two weeks later, play golf together. In that play, Fang Desi filed with Wang Wei – set up the audio podcast idea, Wang Wei also like the idea.

    In 2005, the introduction of potatoes

    Two to open the audio podcast, found that: it does not have too much as, therefore, act decisively and convert online video mode, and in 2005, the introduction of potatoes.

    Wang Wei, was born in Fujian, the age of 18, with his family to the United States. Wang Wei in the United States to study and work a few years later, the return of China to conquer the world. He has a Yingshih International Business School (INSEAD) Master of Business Administration and Johns Hopkins University School of computer science master’s degree.

    Tudou into a video-only website, then, purchase their own content, shows and movies, making Tudou, becoming similar to the video website Youtube, online movie suppliers Nexflix, and a synthesis of home movie channel HBO.

    Some people think: Tudou to imitate the mode of Youtube Fang Desi pointed out that YouTube, in fact, a few weeks to set up than Tudou late

    They are in the establishment of Tudou, six months, before we know the existence of Youtube.

    The establishment of Tudou, Fang Desi said: “We are actually from the first day, it started to grow. The Tudou growth indeed extraordinary, from the establishment of the first day of the 50 visitors, has surged to 2011 million passengers, visitors.

    Tudou, August 17 last year, listed on the Automated Quotation stock market Nasdaq, the first day, below the issue price, since the poor performance. Fang Desi disclosure, the poor performance of Chinese stocks, especially in the United States.

    2010, leaving Tudou

    Servo is located in China, network speed is very slow; also makes great Chinese firewall, updates on the face of difficulties.

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