美国靠地产起家的川普（Donald Trump）
最近在CNBC上说，“房屋是现在最好的投资之一。有人问我，‘川普先生，现在,我该干什么?’我总是告诉他们，‘去买个房子’。”
著名经济学家席勒（Robert Shiller）在几个小时后的节目上说，“现在,要买房子，几乎不会明显出错。”
也许他们都是跟着投资界传奇人物沃伦·巴菲特的说法–他说,自己如果有办法管理，就要买上几十万所,单一家庭房屋，然后,出租。
房屋显然被列为“买入”级别投资，尤其是在投资者那里，他们看到,成熟和上升的租房市场和潜在的高收入。
CNBC说，这是否到了普通买主入市的时候？如果房屋价格继续下降,是否还会有更好的买入机会？这里的普通买主,是指人们买房自住，在里面养家，让狗在后院,跑来跑去。
CNBC说，全国房价,在2012年,会继续下跌,人们应当放开全国标题新闻，研究当地市场，有些地方,可能已经出现相当幅度的上升。全国数字的麻烦就在于,它们受到低端市场的拖累，受到困难资产的拖累。
根据美国全国地产商协会的数据，今年1月成交的房屋当中，73%,都在25万美元以下。当月售出的房屋当中,47%,都是属于困难资产–或者是法拍屋,或者被“短售”。由于房屋市场存在那些活动，房价走低,就不奇怪了。
CNBC说，25万到50万美元的价位,是目前市场的“甜点”。今年1月,这个价位的房屋销量上升，只要信用好，这个价位的买主,就属于GSE和FHA贷款限制的范围之内。FHA已经提高保险费，可能影响首次买房人的需求，它仍然是目前最好的房贷产品，尤其是,对于只能拿出较低比例首期付款的人来说。
胡润:中国白手起家的亿万富豪数量,为世界第一,时间:2012-03-03
胡润百富董事长兼首席研究员胡润在出席第四届顶级品牌高峰论坛时称，中国拥有世界最多的白手起家亿万富豪，其中，亿万美元富豪和亿万人民币富豪的规模,分别为600位,和7500位。
据《郑州晚报》报道，胡润的研究表明，在这600位亿万美元富豪中,有半数为“隐形富豪”。除此之外，中国拥有亿元人民币资产的富豪,达6万名;拥有千万人民币身家的富豪,多达96万名。
从人口总体构成来看，中国富豪,大都为1960年出生，于1997年前后,建立起主要业务，并在2007年左右,首次公开募股。胡润称：“有迹象表明，中国富豪,自2010年开始,进行股票套现，这一现象的高峰,将出现在2015年。”他预测，2030年,中国富豪将开始向下一代“交班”。
房市崩溃, 西班牙繁华梦碎（2012-03-05）
西班牙经济危机和房地产市场掉入谷底，使塞塞尼亚本应生机勃勃的城郊天堂变成了鬼城。
（马德里）塔式宅楼，旁边还有游泳池和游乐场，空旷的街道、野草丛生的荒地和为盖楼挖掘的大坑……
马德里郊外一片被称为“曼哈顿”的开发区，因为经济不景，已经停工两年了，满眼凄凉。
这个地区塞塞尼亚（Sesena）,距离马德里,只有45分钟的车程，原本要建成一个有1万3000套公寓、可容纳3万人口的卫星镇。目前,只建了5100套，而且大多数没人住。当年,为投资而买下这些房子的西班牙人，现在,都急着把房子脱手，减少亏损。
西班牙的经济危机和房地产崩溃，使这片本应生机勃勃的城郊天堂,变成了鬼城。这样的场景,目前在西班牙很平常。它们是西班牙目前处境的最好说明，提醒着人们，西班牙的繁华梦破灭了。
2008年到2011年期间，各地被银行止赎的案件数目,如火箭般蹿升，法庭已批准的,就有53万例。
不久前上台的西班牙政府,二月下令银行，拨出数十亿欧元,来应付估计总值达1750亿欧元的有毒房地产。
专家认为，这个新政策,肯定会促使银行大甩卖，造成房地产继续往下跌，甚至会比2008年欧洲经济危机发生以来,已跌了22%的幅度更大。
对于塞塞尼亚这类鬼城里的房子，有银行,正以原价折50%的“跳楼价”求售，叫那些投入毕生积蓄和申请大笔贷款买房来投资的人,情何以堪。可是，即使是楼价再低，也没能卖出去。因为,西班牙失业率高达23%，有能力买房的人,越来越少了。
33岁的卡瓦尼罗相信，从上世纪九十年代中期开始,腾涨的房市,会继续稳涨不跌，于是，他在2008年,以18万5000欧元,在塞塞尼亚,买下了有三个睡房、面向游泳池的公寓。这套房子,两年前的月租,是750欧元。但是,现在失业的他，只希望这套带有新家具和电器的房子,能以500欧元出租。
他67岁的退休父亲,比他更早行动，用较低的价格,先在那里,买了公寓。现在，他以11万欧元求售。他认为,损失数万元，总好过把养老金赔光。
在银行售卖塞塞尼亚的止赎公寓名单上，较小型公寓的卖价,最低的,只有6万5000欧元一套。
据西班牙发展部估计，目前,全国待售的新房有68万7000套;其他组织研究得出的数字是160万套。
至于有多少二手房求售，官方没有数字;估计数以百万计。
纳瓦拉国立大学经济系主任阿尔塞说：“银行对房子的估价,都不是真的，银行之间互不信任，彼此,不肯互相借贷。这一来，西班牙民众就借不到钱了。”
西班牙最受欢迎的不动产网站Idealista.com的研究员恩西纳尔说，房地产经济的急速扩张和迅速衰落，正在改变人们对房地产的认识。
他说，老一辈总是告诉年轻人，要买房,不要租房，房子是永远不会变坏的投资，可是,房价只涨不跌的“神话”,已经被打破了。
The United States rely on real estate started Trump (Donald Trump), said recently on CNBC, “Housing is now one of the best investment someone asked me, ‘Trump, now, can I do?’ I always tell them, ‘buy a house’. ”
Schiller (Robert Shiller) in a few hours after the program, well-known economist, said, “Now, buy a house, almost no obvious error.”
Perhaps they are following the statement of investment legend Warren Buffett – He said that if their own approaches to the management buy on hundreds of thousands of single family homes, then rent.
Housing was apparently as a “buy” level of investment, especially in the investors, they see mature and increase in the rental market and high-income potential.
CNBC said that to the ordinary buyer to enter the market? If housing prices continue to fall, whether there will be a better buying opportunity? The ordinary buyer to people to buy a house for self-occupation, to support the family in there, let the dog in the backyard, running around.
CNBC said that house prices nationwide, in 2012, will continue to fall, people should release the national headline news, research the local market in some places, may have a considerable degree of rise. The national figures of the trouble is that they are low-end market dragged down, dragged down by the difficult assets.
According to the data of the U.S. National Association of Realtors, housing transactions in January this year, 73 percent are less than $ 250,000. Housing sold that month, 47% belong to the assets of the difficulty – or foreclosures or “short sale”. Housing market activity, prices down, not surprising.
CNBC said that the price of $ 25 million to 50 million, is currently on the market “sweet spot”. In January of this year, the price of home sales rose, as long as the credit buyers in this price, they fall within the scope of the GSE and FHA loan limit. FHA has increased insurance premiums, which may affect the demand for first-time buyers, it is still the best mortgage products, in particular, can only come up with a lower proportion of down payment.
Report: China’s self-made billionaire number, for the first time :2012-03-03
The Hurun chairman and chief researcher Hoogewerf said at the fourth top brands Forum, China has the world’s most self-made billionaire, the size of which, hundreds of millions of dollars of the rich and the hundreds of millions of yuan, the rich, 600, and 7500
According to the Zhengzhou Evening News “report, the Report of studies have shown that in the 600 billions of dollars rich half of the invisible rich. In addition, China has one hundred million yuan of assets, rich, up to 60000; With a net worth of 10 million yuan, the rich, as many as 960 000.
The overall composition from the population point of view, China’s richest, most born in 1960, around 1997, to establish a major business, and around 2007, initial public offerings. Report said: “There are indications that the rich, since 2010, their shares to buy, the peak of this phenomenon will appear in 2015.” He predicted in 2030, the rich will start to the next generation to “hand off” .
The collapse of the housing market, Spain the bustling Mengsui (2012-03-05)
Spain’s economic crisis and the real estate market fall into the bottom, to make the Sese Virginia should have a vibrant suburban paradise into a ghost town.
(Madrid) tower house floor, next to swimming pools and playgrounds, empty streets, overgrown wasteland and for Gailou mining pit …
Madrid outskirts of a development zone known as the “Manhattan” because of the economic downturn, has been suspended for two years, across the desolate.
In this region the the Sese Virginia (Sesena), from Madrid, only 45 minutes’ drive, was originally built as a 13,000 apartments that can accommodate the satellite town of 30,000 population. At present, the building only 5100 sets, and most unoccupied. That year, the investment Spaniards bought these houses now are eager to house get rid of, reduce losses.
Spain’s economic crisis and the collapse of real estate, so this should have vibrant suburban paradise into a ghost town. This scene, in Spain, is very common. They are the best explanation of the Spanish situation, to remind people, Spain’s bustling dream shattered.
The period 2008 to 2011, local bank foreclosure of the number of cases, such as the rocket shot up, the court has approved, there are 530,000 cases.
Government of Spain, recently came to power in February ordered banks to set aside billions of euros to cope with the estimated total value of € 175 billion of toxic real estate.
The experts believe that this new policy would certainly urge the banks to the big sale, resulting in real estate continue to fall, than even since the 2008 economic crisis in Europe has dropped 22 percent steeper.
Such as Sese Virginia ghost town house, the bank is “fire-sale” 50% of the original price discount to attract buyers, called those who invested their life savings and apply for a large loan to buy a house to invest in the people feel then. However, even if property prices, also failed to sell. Because Spain’s unemployment rate up to 23%, with the ability to buy a house, less and less.
33-year-old kava Nile believe that starting from the mid-1990s, the the Teng up the housing market, will continue steady rise not fall, so, in 2008 to € 185,000, in Virginia, Sese, bought a three bedroom, facing the swimming pool apartment. This house, two years ago, the monthly rent is € 750. However, now unemployed, and only hope that this house with new furniture and appliances to € 500 rent.
His 67-year-old retired father, than his earlier actions, at lower prices, the first in there, bought the apartment. Now, he € 110,000 to attract buyers. He believes that the loss of a few million, better than the pension fund to lose it.
The smaller apartment in the apartment on the list of the banks selling the Sese Virginia foreclosure selling price, the lowest, only a set of 65,000 euros.
Spanish Development Department estimates that, currently, the new home of the national sale of 687,000 sets; other organization studies the figure is 1.6 million sets.
As for the number of second-hand housing to attract buyers, no official figures; estimates millions.
National University of Navarra economic department head Arce said: “Bank on the valuation of the house, do not really distrust between banks, each other, not lending to each other. This way, the Spanish people to borrow money . ”
Spain’s most popular real estate Web site Idealista.com the researcher Enxi Warner said that the rapid expansion of the real estate economy and the rapid decline, is changing people’s understanding of the real estate.
He said that the older generation always tell young people to buy a house, not renting, the house is never the deterioration of investment However, house prices can only rise not fall “myth” has been broken.
美国靠地产起家的川普（Donald Trump）
最近在CNBC上说，“房屋是现在最好的投资之一。有人问我，‘川普先生，现在,我该干什么?’我总是告诉他们，‘去买个房子’。”
著名经济学家席勒（Robert Shiller）在几个小时后的节目上说，“现在,要买房子，几乎不会明显出错。”
也许他们都是跟着投资界传奇人物沃伦·巴菲特的说法–他说,自己如果有办法管理，就要买上几十万所,单一家庭房屋，然后,出租。
房屋显然被列为“买入”级别投资，尤其是在投资者那里，他们看到,成熟和上升的租房市场和潜在的高收入。
CNBC说，这是否到了普通买主入市的时候？如果房屋价格继续下降,是否还会有更好的买入机会？这里的普通买主,是指人们买房自住，在里面养家，让狗在后院,跑来跑去。
CNBC说，全国房价,在2012年,会继续下跌,人们应当放开全国标题新闻，研究当地市场，有些地方,可能已经出现相当幅度的上升。全国数字的麻烦就在于,它们受到低端市场的拖累，受到困难资产的拖累。
根据美国全国地产商协会的数据，今年1月成交的房屋当中，73%,都在25万美元以下。当月售出的房屋当中,47%,都是属于困难资产–或者是法拍屋,或者被“短售”。由于房屋市场存在那些活动，房价走低,就不奇怪了。
CNBC说，25万到50万美元的价位,是目前市场的“甜点”。今年1月,这个价位的房屋销量上升，只要信用好，这个价位的买主,就属于GSE和FHA贷款限制的范围之内。FHA已经提高保险费，可能影响首次买房人的需求，它仍然是目前最好的房贷产品，尤其是,对于只能拿出较低比例首期付款的人来说。
胡润:中国白手起家的亿万富豪数量,为世界第一,时间:2012-03-03
胡润百富董事长兼首席研究员胡润在出席第四届顶级品牌高峰论坛时称，中国拥有世界最多的白手起家亿万富豪，其中，亿万美元富豪和亿万人民币富豪的规模,分别为600位,和7500位。
据《郑州晚报》报道，胡润的研究表明，在这600位亿万美元富豪中,有半数为“隐形富豪”。除此之外，中国拥有亿元人民币资产的富豪,达6万名;拥有千万人民币身家的富豪,多达96万名。
从人口总体构成来看，中国富豪,大都为1960年出生，于1997年前后,建立起主要业务，并在2007年左右,首次公开募股。胡润称：“有迹象表明，中国富豪,自2010年开始,进行股票套现，这一现象的高峰,将出现在2015年。”他预测，2030年,中国富豪将开始向下一代“交班”。
房市崩溃, 西班牙繁华梦碎（2012-03-05）
西班牙经济危机和房地产市场掉入谷底，使塞塞尼亚本应生机勃勃的城郊天堂变成了鬼城。
（马德里）塔式宅楼，旁边还有游泳池和游乐场，空旷的街道、野草丛生的荒地和为盖楼挖掘的大坑……
马德里郊外一片被称为“曼哈顿”的开发区，因为经济不景，已经停工两年了，满眼凄凉。
这个地区塞塞尼亚（Sesena）,距离马德里,只有45分钟的车程，原本要建成一个有1万3000套公寓、可容纳3万人口的卫星镇。目前,只建了5100套，而且大多数没人住。当年,为投资而买下这些房子的西班牙人，现在,都急着把房子脱手，减少亏损。
西班牙的经济危机和房地产崩溃，使这片本应生机勃勃的城郊天堂,变成了鬼城。这样的场景,目前在西班牙很平常。它们是西班牙目前处境的最好说明，提醒着人们，西班牙的繁华梦破灭了。
2008年到2011年期间，各地被银行止赎的案件数目,如火箭般蹿升，法庭已批准的,就有53万例。
不久前上台的西班牙政府,二月下令银行，拨出数十亿欧元,来应付估计总值达1750亿欧元的有毒房地产。
专家认为，这个新政策,肯定会促使银行大甩卖，造成房地产继续往下跌，甚至会比2008年欧洲经济危机发生以来,已跌了22%的幅度更大。
对于塞塞尼亚这类鬼城里的房子，有银行,正以原价折50%的“跳楼价”求售，叫那些投入毕生积蓄和申请大笔贷款买房来投资的人,情何以堪。可是，即使是楼价再低，也没能卖出去。因为,西班牙失业率高达23%，有能力买房的人,越来越少了。
33岁的卡瓦尼罗相信，从上世纪九十年代中期开始,腾涨的房市,会继续稳涨不跌，于是，他在2008年,以18万5000欧元,在塞塞尼亚,买下了有三个睡房、面向游泳池的公寓。这套房子,两年前的月租,是750欧元。但是,现在失业的他，只希望这套带有新家具和电器的房子,能以500欧元出租。
他67岁的退休父亲,比他更早行动，用较低的价格,先在那里,买了公寓。现在，他以11万欧元求售。他认为,损失数万元，总好过把养老金赔光。
在银行售卖塞塞尼亚的止赎公寓名单上，较小型公寓的卖价,最低的,只有6万5000欧元一套。
据西班牙发展部估计，目前,全国待售的新房有68万7000套;其他组织研究得出的数字是160万套。
至于有多少二手房求售，官方没有数字;估计数以百万计。
纳瓦拉国立大学经济系主任阿尔塞说：“银行对房子的估价,都不是真的，银行之间互不信任，彼此,不肯互相借贷。这一来，西班牙民众就借不到钱了。”
西班牙最受欢迎的不动产网站Idealista.com的研究员恩西纳尔说，房地产经济的急速扩张和迅速衰落，正在改变人们对房地产的认识。
他说，老一辈总是告诉年轻人，要买房,不要租房，房子是永远不会变坏的投资，可是,房价只涨不跌的“神话”,已经被打破了。
The United States rely on real estate started Trump (Donald Trump), said recently on CNBC, “Housing is now one of the best investment someone asked me, ‘Trump, now, can I do?’ I always tell them, ‘buy a house’. ”
Schiller (Robert Shiller) in a few hours after the program, well-known economist, said, “Now, buy a house, almost no obvious error.”
Perhaps they are following the statement of investment legend Warren Buffett – He said that if their own approaches to the management buy on hundreds of thousands of single family homes, then rent.
Housing was apparently as a “buy” level of investment, especially in the investors, they see mature and increase in the rental market and high-income potential.
CNBC said that to the ordinary buyer to enter the market? If housing prices continue to fall, whether there will be a better buying opportunity? The ordinary buyer to people to buy a house for self-occupation, to support the family in there, let the dog in the backyard, running around.
CNBC said that house prices nationwide, in 2012, will continue to fall, people should release the national headline news, research the local market in some places, may have a considerable degree of rise. The national figures of the trouble is that they are low-end market dragged down, dragged down by the difficult assets.
According to the data of the U.S. National Association of Realtors, housing transactions in January this year, 73 percent are less than $ 250,000. Housing sold that month, 47% belong to the assets of the difficulty – or foreclosures or “short sale”. Housing market activity, prices down, not surprising.
CNBC said that the price of $ 25 million to 50 million, is currently on the market “sweet spot”. In January of this year, the price of home sales rose, as long as the credit buyers in this price, they fall within the scope of the GSE and FHA loan limit. FHA has increased insurance premiums, which may affect the demand for first-time buyers, it is still the best mortgage products, in particular, can only come up with a lower proportion of down payment.
Report: China’s self-made billionaire number, for the first time :2012-03-03
The Hurun chairman and chief researcher Hoogewerf said at the fourth top brands Forum, China has the world’s most self-made billionaire, the size of which, hundreds of millions of dollars of the rich and the hundreds of millions of yuan, the rich, 600, and 7500
According to the Zhengzhou Evening News “report, the Report of studies have shown that in the 600 billions of dollars rich half of the invisible rich. In addition, China has one hundred million yuan of assets, rich, up to 60000; With a net worth of 10 million yuan, the rich, as many as 960 000.
The overall composition from the population point of view, China’s richest, most born in 1960, around 1997, to establish a major business, and around 2007, initial public offerings. Report said: “There are indications that the rich, since 2010, their shares to buy, the peak of this phenomenon will appear in 2015.” He predicted in 2030, the rich will start to the next generation to “hand off” .
The collapse of the housing market, Spain the bustling Mengsui (2012-03-05)
Spain’s economic crisis and the real estate market fall into the bottom, to make the Sese Virginia should have a vibrant suburban paradise into a ghost town.
(Madrid) tower house floor, next to swimming pools and playgrounds, empty streets, overgrown wasteland and for Gailou mining pit …
Madrid outskirts of a development zone known as the “Manhattan” because of the economic downturn, has been suspended for two years, across the desolate.
In this region the the Sese Virginia (Sesena), from Madrid, only 45 minutes’ drive, was originally built as a 13,000 apartments that can accommodate the satellite town of 30,000 population. At present, the building only 5100 sets, and most unoccupied. That year, the investment Spaniards bought these houses now are eager to house get rid of, reduce losses.
Spain’s economic crisis and the collapse of real estate, so this should have vibrant suburban paradise into a ghost town. This scene, in Spain, is very common. They are the best explanation of the Spanish situation, to remind people, Spain’s bustling dream shattered.
The period 2008 to 2011, local bank foreclosure of the number of cases, such as the rocket shot up, the court has approved, there are 530,000 cases.
Government of Spain, recently came to power in February ordered banks to set aside billions of euros to cope with the estimated total value of € 175 billion of toxic real estate.
The experts believe that this new policy would certainly urge the banks to the big sale, resulting in real estate continue to fall, than even since the 2008 economic crisis in Europe has dropped 22 percent steeper.
Such as Sese Virginia ghost town house, the bank is “fire-sale” 50% of the original price discount to attract buyers, called those who invested their life savings and apply for a large loan to buy a house to invest in the people feel then. However, even if property prices, also failed to sell. Because Spain’s unemployment rate up to 23%, with the ability to buy a house, less and less.
33-year-old kava Nile believe that starting from the mid-1990s, the the Teng up the housing market, will continue steady rise not fall, so, in 2008 to € 185,000, in Virginia, Sese, bought a three bedroom, facing the swimming pool apartment. This house, two years ago, the monthly rent is € 750. However, now unemployed, and only hope that this house with new furniture and appliances to € 500 rent.
His 67-year-old retired father, than his earlier actions, at lower prices, the first in there, bought the apartment. Now, he € 110,000 to attract buyers. He believes that the loss of a few million, better than the pension fund to lose it.
The smaller apartment in the apartment on the list of the banks selling the Sese Virginia foreclosure selling price, the lowest, only a set of 65,000 euros.
Spanish Development Department estimates that, currently, the new home of the national sale of 687,000 sets; other organization studies the figure is 1.6 million sets.
As for the number of second-hand housing to attract buyers, no official figures; estimates millions.
National University of Navarra economic department head Arce said: “Bank on the valuation of the house, do not really distrust between banks, each other, not lending to each other. This way, the Spanish people to borrow money . ”
Spain’s most popular real estate Web site Idealista.com the researcher Enxi Warner said that the rapid expansion of the real estate economy and the rapid decline, is changing people’s understanding of the real estate.
He said that the older generation always tell young people to buy a house, not renting, the house is never the deterioration of investment However, house prices can only rise not fall “myth” has been broken.