爱尔兰总理科尼(Enda Kenny)

爱尔兰总理科尼(Enda Kenny)

投资机构卡里尔集团(Carlyle Group)
总经理马其克(David Marchick)
位于纽约市的经济咨询机构洛蒂姆集团(Rhodium Group)说,2011年,全世界第二大经济体投资美国50亿美元。
研究主任哈尼曼(Thilo Hanemann)

随着欧洲债务危机的发展、很多困难国家出售公共资产,中国投资者越来越多地到葡萄牙、西班牙、希腊和其它国家寻找机会。
2011年,中国投资欧洲超过90亿美元。

U.S.房地产泡沫爆发五年以来,美国富人家庭法拍屋数量急剧上升。许多富人自愿进行房屋拍卖。
一项数据显示,2011年,约3.6万户,资产过百万的屋主,需要抵押房屋,与全国2%的法拍屋率相比,该数字不算高,意味着-法拍屋份额在不断扩大。

自2007年起,资产过100万的法拍屋市场份额,上升了115%;资产过200万的法拍屋市场份额,上升了273%;资产介于50-100万间的法拍屋市场份额,下降了21%。

房地产市场回暖遥遥无期,使得法拍屋成为了全美国人炙手可热的选择。许多高端屋主违约,不是因为无力付款,只是不愿看见房价一直走跌。

佛罗里达Wilshire Holding Group的房贷专家维纳(Stuart Vener)说,穷人们违约,是因为他们无力支付房贷,所以,他们不得不在维持生计和支付房贷之间,做出选择。
那些有钱人却不同。他们做出的,是一个商业决定:当房子不断贬值,是否还有必要继续支付房贷?许多情况下,也许,一走了之,更加明智。

法拍屋进入执行程序后,屋主仍有348天时间期限,处理后续工作。也就是说,他们仍有1年时间,可以享用免费房屋。

对于那些想要购买这批房子的人们而言,是利好消息,他们将以更低的价格,购得这些房子。

一切的关键就是“钱”,美国人考虑生小孩,最重要是考虑家庭的经济能力,研究指出,婴孩,从出生,到一岁的平均开销,大约是15,000美元,小孩刚学会走路,就花掉了许多家庭年收入的三份之一,甚至是一半。这么一项重大的投资,在经济不景气之下,当然,得三思而行。

数据显示,考虑到通货膨胀因素,低收入家庭,从孩子出生,到17岁,大约要花费20万美元;中等收入家庭,要花大约28万美元;高收入家庭,要花约47万美元。

生活在不同地区的家庭抚养孩子费用不同。生活在美国东北部大城市的家庭,在抚养下一代方面投入最多,其次,是生活在南部、中西部和西部的家庭。

如果加上支付孩子读大学的费用,那么,父母开销远不止这些。

美国作家科克伦根据政府的资料,算了一笔账,写成文章《 在美国,养一个孩子要花多少钱? 》,她说,到2029年,本地居民就读公立大学的学费,预计将为:一年,5万美元,四年课程,要完成一个学士学位,需要20万美元。若是到私立学校读5年,拿下硕士学位,预计需要花费65万美元。

美国农业部政策中心,自1960年开始,每年公布抚养子女成年,所需的费用,抚养2010 年出生孩子的费用,高于养2009年出生的小孩,主要是因为,通货膨胀的影响,交通、托儿、教育、医疗费用大幅增加。居住、饮食、服饰及杂项支出,相对持平。

美国中产家庭的家庭年收入,约为10万美元左右,养小孩,费用比例最高的项目是居住,占31%,大约是7万美元,其次,是托儿教育占17%,日常饮食占16%,怀孕期间与小孩就读大学的费用,并未计入。庞大的开支,加上美国目前的经济环境,一定会影响美国年轻人的生育观念。

美国疾病控制和预防中心的统计数字显示,2010年,美国新生儿仅为400万,较前一年,减少3%。这是美国出生率连续第三年降低,专家认为,这种情况与经济不景气,绝对有关。

美国国家经济研究局最新的一项研究表明,出生率下降,与房地产市场有关。
该项研究由马里兰州大学经济学教授梅丽莎(Melissa Schettini)和博士生丽莎(Lisa Dettling)负责进行,其研究,从1990年至2005年,调查全美国66个大都市地区的房价和出生率。梅丽莎和丽莎发现,出生率与住房价格有重大的关连,有趣的发现是,住房价格上涨,直接导致更多的孩子出生。
对于美国人来说,如果生育一个孩子的话,家里需要得到更大的空间。不过,当房价上涨时,美国人无法支付昂贵的居住环境,预期出生率会相对下降。

Irish Prime Minister Coney by Enda Kenny,

Investment institutions Carrier Group (Carlyle Group)
Ma, general manager of its g (David Marchick),
In New York City economic advisory body the Luo Dimu Group (Rhodium Group), 2011, the world’s second largest economy to invest U.S. $ 5 billion.
Director of research Hahnemann (Thilo Hanemann)

With the development of the European debt crisis, many difficulties countries the sale of public assets, Chinese investors are increasingly looking for opportunities to Portugal, Spain, Greece and other countries.
In 2011, Chinese investment in Europe over 9 billion U.S. dollars.

Five years since the outbreak of the US real estate bubble, America’s richest family foreclosure number is rising sharply. Many rich people on a voluntary basis to the auction house.
A data show that in 2011, about 36,000, assets of over one million homeowners need of housing mortgages, compared with 2 percent of the nation’s foreclosure rate, the figure is not high, which means – foreclosure share continues to expand.

Since 2007, assets of over one million foreclosure market share, an increase of 115%; assets of over 2 million foreclosures market share, an increase of 273%; asset foreclosure market in the range of between 50-100 million share, a decrease of 21%.

The real estate market rebound within the foreseeable future, making the foreclosure has become a popular choice of all Americans. Many high-end homeowners in default, not because of inability to pay, but do not want to see house prices have been Zoudie.

Florida, the Wilshire Holding Group, the mortgage expert Wiener (Stuart Vener), poor people in breach of contract, because they are unable to pay the mortgage, so they had to in the maintenance of livelihoods and mortgage payments, to make a choice.
The rich who are different. They made a business decision: When the continuous depreciation of the house, whether there is need to continue to pay the mortgage? In many cases, perhaps, just walk away more informed.

Foreclosure to enter the implementation of the program, homeowners are still 348 days time period to deal with the follow-up. In other words, they still have a years time, you can enjoy free housing.

For those who want to buy these houses, is good news, they will lower the price, bought a house.

The key to everything is “money”, the Americans consider to have children, the most important is to consider the family’s economic ability, the study pointed out that the baby, from birth to one-year-old average cost of about $ 15,000, the children learned how to walk, spent lost one-third of annual household income, or even half. Such a major investment in the economic downturn, of course, have to think twice.

The data show that, taking into account inflation factors, low-income families from the child born to a 17-year-old, about to spend $ 200,000; middle-income households spend about $ 280,000; high-income households spend about $ 470,000.

Different costs of living in different parts of the home raising children. Families living in large cities of the northeastern United States, the largest investment in raising the next generation, and secondly, the families of those living in the South, Midwest and West.

If we add to pay the cost of children to university, parents spending far more than these.

American writer Cochrane, according to government data, calculations, written in the article “in the United States, raising a child cost?” She said, to 2029, local residents attending a public university tuition fees, is expected to : one year, $ 50,000, four-year program to complete a bachelor’s degree, you need $ 200,000. To private schools to read five years, won a master’s degree is expected to need to spend $ 650,000.

U.S. Department of Agriculture Policy Centre, since 1960, published annually by the adult dependent children, the cost, raising the cost of children born in 2010, higher than raising the children born in 2009, mainly because the impact of inflation, transportation, child care, education, health care costs increase substantially. Housing, food, clothing and miscellaneous expenses, relatively flat.

Annual household income of the middle-class families in the United States, approximately $ 100,000, raising children, the cost of the highest proportion of the project is residential, accounting for 31 percent, about $ 70,000, followed by nursery education accounted for 17% of the diet accounted for 16 % of pregnant during the children attending the University of the costs are not counted. Huge expenditure, coupled with America’s current economic environment, will certainly affect the fertility of young American concept.

The U.S. Centers for Disease Control and Prevention (CDC) statistics show that in 2010, the USA newborn is only four million, a decrease of 3% over the previous year. This is the U.S. birth rate for the third consecutive year, reduce, experts believe that this situation with the economic downturn, absolutely related.

A recent study of the U.S. National Bureau of Economic Research showed that the declining birth rate, related to the real estate market.
The study by Professor of Economics at the University of Maryland, Melissa (Melissa Schettini) and doctoral student Lisa (Lisa Dettling) is responsible for its research from 1990 to 2005, the survey of housing prices in 66 U.S. metropolitan areas and birth rates. Melissa and Lisa found that the birth rate is significant related interesting finding is that housing prices, housing prices, a direct result of the birth of more children.
For Americans, the birth of a child’s family needed to get a bigger space. However, when housing prices, Americans are unable to pay the expensive living environment, the expected birth rate relative decline.

《爱尔兰总理科尼(Enda Kenny)》有2个想法

  1. 中國上海,申城“十二五”建設籌集保障房,約佔新建住宅總面積50%( 2012年2月24日)  
    廉租住房-預計新增租金配租廉租住房家庭及籌措實物配租房源7.5萬(套)戶

    共有產權房-預計新開工建設2000萬平方米、新增32萬套,明顯改善本市中低收入家庭住房困難

    公共租賃房-預計開工建設和籌措1000萬平方米、約20萬套(間),緩解青年職工等的階段性居住困難

    動遷安置房-計劃開工建設動遷安置房(限價商品房)3200萬平方米、約40萬套

    加大舊區改造-中心城區完成350萬平方米左右。基本完成長寧、靜安、徐匯等區成片舊改

    上海市政府日前印發《 上海市住房發展“十二五”規劃》,住房保障將是其中的“重頭戲”。 “十二五”期間,上海預計開工建設和籌措各類保障性住房6200萬平方米、約92萬套(間),分別約佔新建住宅總面積的50%,和總套數的60%左右;包括“十一五”期間,開工結轉項目在內,預計新增供應各類保障性住房100萬套(間)左右。

    “十二五”期間,上海將進一步擴大廉租住房受益面。到“十二五”期末,預計新增租金配租廉租住房家庭及籌措實物配租房源7.5萬(套)戶,累計約15萬(套)戶。不斷加大租金配租和實物配租的力度,確保實現符合條件的廉租申請家庭“應保盡保”,基本解決上海市低收入家庭的住房困難。

    上海將著力推進共有產權保障房(經濟適用住房)制度,“十二五”期間,預計新開工建設2000萬平方米、新增32萬套共有產權保障房(經濟適用住房),明顯改善上海市中低收入家庭的住房困難。預計開工建設和籌措公共租賃住房(含單位租賃房)1000萬平方米、約20萬套(間),有效緩解上海市青年職工、引進人才和來滬務工人員等的階段性居住困難。

    進一步加快動遷安置房(限價商品房)建設,計劃開工建設動遷安置房(限價商品房)3200萬平方米、約40萬套。

    上海將加大舊區改造力度。在全面實施事前徵詢居民意見,充分尊重群眾意願的前提下,中心城區完成350萬平方米左右二級舊里以下房屋改造,動遷居民約15萬戶。基本完成長寧、靜安、徐匯等區成片二級舊里以下房屋改造。啟動城中村和郊區城鎮集中成片棚戶簡屋改造試點,並逐步推開,積極推進郊區國有農場危舊房屋改造。基本完成寶山區顧村鎮、金山區朱涇鎮棚戶簡屋改造試點。
    預計完成舊住房綜合改造和維修5000萬平方米;根據城鄉一體化發展的要求,在充分尊重農民意願和符合宅基地置換相關規劃的前提下,力爭完成8.5萬戶農民、45平方公里的宅基地置換,為上海經濟社會發展拓展新的戰略空間。

    世界銀行行長-佐立克(Robert Zoellick)

    歐盟駐華代表團團長-艾德

    美國貧困兒童人數近千萬

    (2012-02-24,華盛頓)美國近幾年的經濟不景氣,嚴重影響該國兒童,目前,生活在貧困地區的美國兒童人數,比2010年的近800萬人,又多了160萬。
    關注兒童與家庭問題的非盈利組織凱西基金會(Annie E. Casey Foundation),在一份研究報告中說,2000年,有630萬美國兒童,生活在高度貧困中。
    目前,這方面的人數增加了25%,達到近790萬;其中,四分之三兒童,有至少一個家長在工作,仍然無法脫貧。

    貧困兒童數字顯示,美國經濟遭重大創傷
    最新的數字顯示,美國經濟在2007至2009年的經濟衰退期間和​​之後,確實受到重大創傷。
    哈佛大學社會科學系教授桑普森說:“那場經濟衰退,使得在1990年代取得的進展停滯不前;在90年代,貧困問題,獲得很大改善。”
    他的研究顯示,貧困兒童的受教育程度,通常會倒退一年。
    在凱西基金會負責政策改革和數據事項的斯皮爾指出,貧困兒童目前的生活環境,對他們在成年後,能否成功,有直接的影響。
    他說:“那些在低收入社區上學的孩子……通常會在學校,遭遇到許多不同的困難。”
    有專家認為,兒童或家庭本身若貧困,對他們造成的影響,是顯著的;貧困社區給區內兒童和家庭帶來的影響,有待研究。
    美國基金會把貧困居民,佔30%或以上的地區,定義為高度貧困社區;聯邦政府在2010年,對貧困的定義是:一個四口家庭的年收入,低於2萬2314美元

    中国上海,申城“十二五”建设筹集保障房,约占新建住宅总面积50%( 2012年2月24日 )  
    廉租住房-预计新增租金配租廉租住房家庭及筹措实物配租房源7.5万(套)户

    共有产权房-预计新开工建设2000万平方米、新增32万套,明显改善本市中低收入家庭住房困难

    公共租赁房-预计开工建设和筹措1000万平方米、约20万套(间),缓解青年职工等的阶段性居住困难

    动迁安置房-计划开工建设动迁安置房 (限价商品房)3200万平方米、约40万套

    加大旧区改造-中心城区完成350万平方米左右。基本完成长宁、静安、徐汇等区成片旧改

    上海市政府日前印发 《 上海市住房发展 “十二五”规划》,住房保障将是其中的“重头戏”。“十二五”期间,上海预计开工建设和筹措各类保障性住房6200万平方米、约92万套(间),分别约占新建住宅总面积的50%,和总套数的60%左右;包括“十一五”期间,开工结转项目在内,预计新增供应各类保障性住房100万套(间)左右。

    “十二五”期间,上海将进一步扩大廉租住房受益面。到“十二五”期末,预计新增租金配租廉租住房家庭及筹措实物配租房源7.5万(套)户,累计约15万(套)户。不断加大租金配租和实物配租的力度,确保实现符合条件的廉租申请家庭“应保尽保”,基本解决上海市低收入家庭的住房困难。

    上海将着力推进共有产权保障房(经济适用住房)制度,“十二五”期间,预计新开工建设2000万平方米、新增32万套共有产权保障房(经济适用住房),明显改善上海市中低收入家庭的住房困难。预计开工建设和筹措公共租赁住房 (含单位租赁房)1000万平方米、约20万套(间),有效缓解上海市青年职工、引进人才和来沪务工人员等的阶段性居住困难。

    进一步加快动迁安置房(限价商品房)建设,计划开工建设动迁安置房 (限价商品房)3200万平方米、约40万套。

    上海将加大旧区改造力度。在全面实施事前征询居民意见,充分尊重群众意愿的前提下,中心城区完成350万平方米左右二级旧里以下房屋改造,动迁居民约15万户。基本完成长宁、静安、徐汇等区成片二级旧里以下房屋改造。启动城中村和郊区城镇集中成片棚户简屋改造试点,并逐步推开,积极推进郊区国有农场危旧房屋改造。基本完成宝山区顾村镇、金山区朱泾镇棚户简屋改造试点。
    预计完成旧住房综合改造和维修5000万平方米;根据城乡一体化发展的要求,在充分尊重农民意愿和符合宅基地置换相关规划的前提下,力争完成8.5万户农民、45平方公里的宅基地置换,为上海经济社会发展拓展新的战略空间。

    世界银行行长-佐立克(Robert Zoellick)

    欧盟驻华代表团团长-艾德

    美国贫困儿童人数近千万

    (2012-02-24,华盛顿)美国近几年的经济不景气,严重影响该国儿童,目前,生活在贫困地区的美国儿童人数,比2010年的近800万人,又多了160万。
    关注儿童与家庭问题的非盈利组织凯西基金会(Annie E. Casey Foundation),在一份研究报告中说,2000年,有630万美国儿童,生活在高度贫困中。
    目前,这方面的人数增加了25%,达到近790万;其中,四分之三儿童,有至少一个家长在工作,仍然无法脱贫。

    贫困儿童数字显示,美国经济遭重大创伤
    最新的数字显示,美国经济在2007至2009年的经济衰退期间和之后,确实受到重大创伤。
    哈佛大学社会科学系教授桑普森说:“那场经济衰退,使得在1990年代取得的进展停滞不前;在90年代,贫困问题,获得很大改善。”
    他的研究显示,贫困儿童的受教育程度,通常会倒退一年。
    在凯西基金会负责政策改革和数据事项的斯皮尔指出,贫困儿童目前的生活环境,对他们在成年后,能否成功,有直接的影响。
    他说:“那些在低收入社区上学的孩子……通常会在学校,遭遇到许多不同的困难。”
    有专家认为,儿童或家庭本身若贫困,对他们造成的影响,是显著的;贫困社区给区内儿童和家庭带来的影响,有待研究。
    美国基金会把贫困居民,占30%或以上的地区,定义为高度贫困社区;联邦政府在2010年,对贫困的定义是:一个四口家庭的年收入,低于2万2314美元

    “12 – 5” Construction of China Shanghai, Shanghai is the raising of room, about 50% of the total new residential area (February 24, 2012)
    Low-rent housing – is expected to add the rent with the rent the family of low-rent housing and raising Shiwupeizu listings 75000 (sets) of households

    Total property room – expected to be newly started construction of 20 million square meters, 320,000 new units, and significant improvement in the housing difficulties of the city’s low-income families

    Public rental housing – is expected to start the construction and financing of 10 million square meters, about 20 million units (), alleviate the difficulties of young workers stage live

    Relocation resettlement housing – plans to start construction of the relocation and resettlement housing (price of commercial housing) 32 million square meters, approximately 400 000

    Increase of urban transformation – Center City completed a 3.5 million square meters. Basic Changning, Jing’an, Xuhui District, into a piece of change for

    Shanghai Municipal Government recently issued a “Shanghai housing development” 12th Five-Year Plan “housing security will be one of the” main event “. “12th Five-Year” period, Shanghai is expected to start the construction and financing of various types of affordable housing of 62 million square meters, about 920 000 units (rooms), each accounted for about 50% of the total area of ​​new residential, and about 60% of the total units; “Eleventh Five-Year” period, started to be carried forward projects, including supply of various types of affordable housing is expected to add 1 million units ().

    “12th Five-Year” period, Shanghai will further expand the low-rent housing benefit from the surface. “12” period, the rent is expected to add low-cost housing with rent households and the financing Shiwupeizu listings 75000 (sets) of households, a total of about 150 000 (sets) households. Continue to increase the rent with rent and Shiwupeizu of efforts to ensure the realization of eligible low-cost application for family “cities” to basically solve the housing difficulties of low-income families in Shanghai.

    Shanghai will focus on promoting the common property protection of housing (affordable housing) system, the “12th Five-Year” period, is expected to start the construction of 20 million square meters, 320 000 sets of new common property to protect the housing (affordable housing), improved significantly in Shanghai the housing difficulties of low-income families. Is expected to start the construction and financing of 10 million square meters of public rental housing (including units of rental housing), about 20 million units (), to effectively alleviate the young workers in Shanghai, the introduction of stage talent and to Shanghai workers, such as housing difficulties.

    Further accelerate the relocation and resettlement housing (the price of commercial housing) construction, plans to start building 32 million square meters of relocation and resettlement housing (price of commercial housing), about 40 million units.

    Shanghai will increase the urban transformation efforts. In the full implementation of the prior consultation of the views of residents, to fully respect the wishes of the masses under the premise of the Center City District to complete about 3.5 million square meters of dilapidated following home improvements, relocation of a population of about 150,000. Basically completed in Changning, Jing’an, Xuhui District into two old the following home improvements. Start of the villages and suburban towns to focus on pilot project to transform into a piece of shanty housing, and gradually open, and actively push forward the transformation of dangerous and old houses of the outskirts of the state-owned farms. Basically completed Gu village of Baoshan District, Jinshan District Zhujing shanty towns, simple housing pilot project to transform.
    Expected to complete the comprehensive transformation of the old housing and maintenance of 50 million square meters; according to the requirements of urban and rural integrated development, under the premise of full respect for the wishes of farmers and homestead replacement planning, and strive to complete the 85 000 farmers, 45 square kilometers of the homestead replacement for the economic and social development in Shanghai to explore new strategic space.

    World Bank President – Zoellick Robert Zoellick

    Head of EU Delegation in China – Ed

    United States the number of children living in poverty nearly ten million

    (2012-02-24, Washington, DC) The United States in recent years, the economic downturn has seriously affected the country’s children, the number of American children living in poverty-stricken areas, compared with nearly 800 million people in 2010, and there are 1.6 million.
    Non-profit organization concerned with children and family issues Casey Foundation (Annie E. Casey, Foundation), said in a research report, 2000, 6.3 million American children live in high levels of poverty.
    At present, the increase in the number of 25 percent to nearly 7.9 million; of which three-quarters of children have at least one parent in work, still can not get out of poverty.

    Children living in poverty figures show that the U.S. economy has been a major trauma
    The latest figures show that the U.S. economy did suffer a major trauma during and after the 2007-2009 economic recession.
    Harvard University Department of Social Sciences, Professor Sampson said: “that the recession makes the progress made in the 1990s, stagnated; in the 1990s, the problem of poverty, a great improvement.”
    His research shows that the level of education of poor children, usually retrogression year.
    Casey Foundation is responsible for policy reform and the data matters Spear pointed out that the poor children living environment, the success in the adult, has a direct impact.
    He said: “the school children in low-income communities … usually in schools, met with many difficulties.”
    Some experts believe that children or family poverty, their impact is significant; the impact to local children and families in poor communities, to be studied.
    American Foundation for the poor residents, the region accounted for 30% or more, defined as high poverty communities; the federal government in 2010, the definition of poverty: a four-family annual income of less than $ 22,314

  2. 爱尔兰总理科尼(Enda Kenny)

    投资机构卡里尔集团(Carlyle Group)
    总经理马其克(David Marchick)
    位于纽约市的经济咨询机构洛蒂姆集团(Rhodium Group)说,2011年,全世界第二大经济体投资美国50亿美元。
    研究主任哈尼曼(Thilo Hanemann)

    随着欧洲债务危机的发展、很多困难国家出售公共资产,中国投资者越来越多地到葡萄牙、西班牙、希腊和其它国家寻找机会。
    2011年,中国投资欧洲超过90亿美元。

    U.S.房地产泡沫爆发五年以来,美国富人家庭法拍屋数量急剧上升。许多富人自愿进行房屋拍卖。
    一项数据显示,2011年,约3.6万户,资产过百万的屋主,需要抵押房屋,与全国2%的法拍屋率相比,该数字不算高,意味着-法拍屋份额在不断扩大。

    自2007年起,资产过100万的法拍屋市场份额,上升了115%;资产过200万的法拍屋市场份额,上升了273%;资产介于50-100万间的法拍屋市场份额,下降了21%。

    房地产市场回暖遥遥无期,使得法拍屋成为了全美国人炙手可热的选择。许多高端屋主违约,不是因为无力付款,只是不愿看见房价一直走跌。

    佛罗里达Wilshire Holding Group的房贷专家维纳(Stuart Vener)说,穷人们违约,是因为他们无力支付房贷,所以,他们不得不在维持生计和支付房贷之间,做出选择。
    那些有钱人却不同。他们做出的,是一个商业决定:当房子不断贬值,是否还有必要继续支付房贷?许多情况下,也许,一走了之,更加明智。

    法拍屋进入执行程序后,屋主仍有348天时间期限,处理后续工作。也就是说,他们仍有1年时间,可以享用免费房屋。

    对于那些想要购买这批房子的人们而言,是利好消息,他们将以更低的价格,购得这些房子。

    一切的关键就是“钱”,美国人考虑生小孩,最重要是考虑家庭的经济能力,研究指出,婴孩,从出生,到一岁的平均开销,大约是15,000美元,小孩刚学会走路,就花掉了许多家庭年收入的三份之一,甚至是一半。这么一项重大的投资,在经济不景气之下,当然,得三思而行。

    数据显示,考虑到通货膨胀因素,低收入家庭,从孩子出生,到17岁,大约要花费20万美元;中等收入家庭,要花大约28万美元;高收入家庭,要花约47万美元。

    生活在不同地区的家庭抚养孩子费用不同。生活在美国东北部大城市的家庭,在抚养下一代方面投入最多,其次,是生活在南部、中西部和西部的家庭。

    如果加上支付孩子读大学的费用,那么,父母开销远不止这些。

    美国作家科克伦根据政府的资料,算了一笔账,写成文章《 在美国,养一个孩子要花多少钱? 》,她说,到2029年,本地居民就读公立大学的学费,预计将为:一年,5万美元,四年课程,要完成一个学士学位,需要20万美元。若是到私立学校读5年,拿下硕士学位,预计需要花费65万美元。

    美国农业部政策中心,自1960年开始,每年公布抚养子女成年,所需的费用,抚养2010 年出生孩子的费用,高于养2009年出生的小孩,主要是因为,通货膨胀的影响,交通、托儿、教育、医疗费用大幅增加。居住、饮食、服饰及杂项支出,相对持平。

    美国中产家庭的家庭年收入,约为10万美元左右,养小孩,费用比例最高的项目是居住,占31%,大约是7万美元,其次,是托儿教育占17%,日常饮食占16%,怀孕期间与小孩就读大学的费用,并未计入。庞大的开支,加上美国目前的经济环境,一定会影响美国年轻人的生育观念。

    美国疾病控制和预防中心的统计数字显示,2010年,美国新生儿仅为400万,较前一年,减少3%。这是美国出生率连续第三年降低,专家认为,这种情况与经济不景气,绝对有关。

    美国国家经济研究局最新的一项研究表明,出生率下降,与房地产市场有关。
    该项研究由马里兰州大学经济学教授梅丽莎(Melissa Schettini)和博士生丽莎(Lisa Dettling)负责进行,其研究,从1990年至2005年,调查全美国66个大都市地区的房价和出生率。梅丽莎和丽莎发现,出生率与住房价格有重大的关连,有趣的发现是,住房价格上涨,直接导致更多的孩子出生。
    对于美国人来说,如果生育一个孩子的话,家里需要得到更大的空间。不过,当房价上涨时,美国人无法支付昂贵的居住环境,预期出生率会相对下降。

    Irish Prime Minister Coney by Enda Kenny,

    Investment institutions Carrier Group (Carlyle Group)
    Ma, general manager of its g (David Marchick),
    In New York City economic advisory body the Luo Dimu Group (Rhodium Group), 2011, the world’s second largest economy to invest U.S. $ 5 billion.
    Director of research Hahnemann (Thilo Hanemann)

    With the development of the European debt crisis, many difficulties countries the sale of public assets, Chinese investors are increasingly looking for opportunities to Portugal, Spain, Greece and other countries.
    In 2011, Chinese investment in Europe over 9 billion U.S. dollars.

    Five years since the outbreak of the US real estate bubble, America’s richest family foreclosure number is rising sharply. Many rich people on a voluntary basis to the auction house.
    A data show that in 2011, about 36,000, assets of over one million homeowners need of housing mortgages, compared with 2 percent of the nation’s foreclosure rate, the figure is not high, which means – foreclosure share continues to expand.

    Since 2007, assets of over one million foreclosure market share, an increase of 115%; assets of over 2 million foreclosures market share, an increase of 273%; asset foreclosure market in the range of between 50-100 million share, a decrease of 21%.

    The real estate market rebound within the foreseeable future, making the foreclosure has become a popular choice of all Americans. Many high-end homeowners in default, not because of inability to pay, but do not want to see house prices have been Zoudie.

    Florida, the Wilshire Holding Group, the mortgage expert Wiener (Stuart Vener), poor people in breach of contract, because they are unable to pay the mortgage, so they had to in the maintenance of livelihoods and mortgage payments, to make a choice.
    The rich who are different. They made a business decision: When the continuous depreciation of the house, whether there is need to continue to pay the mortgage? In many cases, perhaps, just walk away more informed.

    Foreclosure to enter the implementation of the program, homeowners are still 348 days time period to deal with the follow-up. In other words, they still have a years time, you can enjoy free housing.

    For those who want to buy these houses, is good news, they will lower the price, bought a house.

    The key to everything is “money”, the Americans consider to have children, the most important is to consider the family’s economic ability, the study pointed out that the baby, from birth to one-year-old average cost of about $ 15,000, the children learned how to walk, spent lost one-third of annual household income, or even half. Such a major investment in the economic downturn, of course, have to think twice.

    The data show that, taking into account inflation factors, low-income families from the child born to a 17-year-old, about to spend $ 200,000; middle-income households spend about $ 280,000; high-income households spend about $ 470,000.

    Different costs of living in different parts of the home raising children. Families living in large cities of the northeastern United States, the largest investment in raising the next generation, and secondly, the families of those living in the South, Midwest and West.

    If we add to pay the cost of children to university, parents spending far more than these.

    American writer Cochrane, according to government data, calculations, written in the article “in the United States, raising a child cost?” She said, to 2029, local residents attending a public university tuition fees, is expected to : one year, $ 50,000, four-year program to complete a bachelor’s degree, you need $ 200,000. To private schools to read five years, won a master’s degree is expected to need to spend $ 650,000.

    U.S. Department of Agriculture Policy Centre, since 1960, published annually by the adult dependent children, the cost, raising the cost of children born in 2010, higher than raising the children born in 2009, mainly because the impact of inflation, transportation, child care, education, health care costs increase substantially. Housing, food, clothing and miscellaneous expenses, relatively flat.

    Annual household income of the middle-class families in the United States, approximately $ 100,000, raising children, the cost of the highest proportion of the project is residential, accounting for 31 percent, about $ 70,000, followed by nursery education accounted for 17% of the diet accounted for 16 % of pregnant during the children attending the University of the costs are not counted. Huge expenditure, coupled with America’s current economic environment, will certainly affect the fertility of young American concept.

    The U.S. Centers for Disease Control and Prevention (CDC) statistics show that in 2010, the USA newborn is only four million, a decrease of 3% over the previous year. This is the U.S. birth rate for the third consecutive year, reduce, experts believe that this situation with the economic downturn, absolutely related.

    A recent study of the U.S. National Bureau of Economic Research showed that the declining birth rate, related to the real estate market.
    The study by Professor of Economics at the University of Maryland, Melissa (Melissa Schettini) and doctoral student Lisa (Lisa Dettling) is responsible for its research from 1990 to 2005, the survey of housing prices in 66 U.S. metropolitan areas and birth rates. Melissa and Lisa found that the birth rate is significant related interesting finding is that housing prices, housing prices, a direct result of the birth of more children.
    For Americans, the birth of a child’s family needed to get a bigger space. However, when housing prices, Americans are unable to pay the expensive living environment, the expected birth rate relative decline.

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