佛罗里达Wilshire Holding Group的房贷专家维纳（Stuart Vener）说，穷人们违约,是因为他们无力支付房贷，所以,他们不得不在维持生计和支付房贷之间,做出选择。
美国作家科克伦根据政府的资料,算了一笔账，写成文章《 在美国,养一个孩子要花多少钱? 》，她说，到2029年，本地居民就读公立大学的学费,预计将为:一年,5万美元，四年课程，要完成一个学士学位，需要20万美元。若是到私立学校读5年，拿下硕士学位，预计需要花费65万美元。
该项研究由马里兰州大学经济学教授梅丽莎(Melissa Schettini)和博士生丽莎(Lisa Dettling)负责进行，其研究,从1990年至2005年，调查全美国66个大都市地区的房价和出生率。梅丽莎和丽莎发现，出生率与住房价格有重大的关连，有趣的发现是,住房价格上涨，直接导致更多的孩子出生。
Irish Prime Minister Coney by Enda Kenny,
Investment institutions Carrier Group (Carlyle Group)
Ma, general manager of its g (David Marchick),
In New York City economic advisory body the Luo Dimu Group (Rhodium Group), 2011, the world’s second largest economy to invest U.S. $ 5 billion.
Director of research Hahnemann (Thilo Hanemann)
With the development of the European debt crisis, many difficulties countries the sale of public assets, Chinese investors are increasingly looking for opportunities to Portugal, Spain, Greece and other countries.
In 2011, Chinese investment in Europe over 9 billion U.S. dollars.
Five years since the outbreak of the US real estate bubble, America’s richest family foreclosure number is rising sharply. Many rich people on a voluntary basis to the auction house.
A data show that in 2011, about 36,000, assets of over one million homeowners need of housing mortgages, compared with 2 percent of the nation’s foreclosure rate, the figure is not high, which means – foreclosure share continues to expand.
Since 2007, assets of over one million foreclosure market share, an increase of 115%; assets of over 2 million foreclosures market share, an increase of 273%; asset foreclosure market in the range of between 50-100 million share, a decrease of 21%.
The real estate market rebound within the foreseeable future, making the foreclosure has become a popular choice of all Americans. Many high-end homeowners in default, not because of inability to pay, but do not want to see house prices have been Zoudie.
Florida, the Wilshire Holding Group, the mortgage expert Wiener (Stuart Vener), poor people in breach of contract, because they are unable to pay the mortgage, so they had to in the maintenance of livelihoods and mortgage payments, to make a choice.
The rich who are different. They made a business decision: When the continuous depreciation of the house, whether there is need to continue to pay the mortgage? In many cases, perhaps, just walk away more informed.
Foreclosure to enter the implementation of the program, homeowners are still 348 days time period to deal with the follow-up. In other words, they still have a years time, you can enjoy free housing.
For those who want to buy these houses, is good news, they will lower the price, bought a house.
The key to everything is “money”, the Americans consider to have children, the most important is to consider the family’s economic ability, the study pointed out that the baby, from birth to one-year-old average cost of about $ 15,000, the children learned how to walk, spent lost one-third of annual household income, or even half. Such a major investment in the economic downturn, of course, have to think twice.
The data show that, taking into account inflation factors, low-income families from the child born to a 17-year-old, about to spend $ 200,000; middle-income households spend about $ 280,000; high-income households spend about $ 470,000.
Different costs of living in different parts of the home raising children. Families living in large cities of the northeastern United States, the largest investment in raising the next generation, and secondly, the families of those living in the South, Midwest and West.
If we add to pay the cost of children to university, parents spending far more than these.
American writer Cochrane, according to government data, calculations, written in the article “in the United States, raising a child cost?” She said, to 2029, local residents attending a public university tuition fees, is expected to : one year, $ 50,000, four-year program to complete a bachelor’s degree, you need $ 200,000. To private schools to read five years, won a master’s degree is expected to need to spend $ 650,000.
U.S. Department of Agriculture Policy Centre, since 1960, published annually by the adult dependent children, the cost, raising the cost of children born in 2010, higher than raising the children born in 2009, mainly because the impact of inflation, transportation, child care, education, health care costs increase substantially. Housing, food, clothing and miscellaneous expenses, relatively flat.
Annual household income of the middle-class families in the United States, approximately $ 100,000, raising children, the cost of the highest proportion of the project is residential, accounting for 31 percent, about $ 70,000, followed by nursery education accounted for 17% of the diet accounted for 16 % of pregnant during the children attending the University of the costs are not counted. Huge expenditure, coupled with America’s current economic environment, will certainly affect the fertility of young American concept.
The U.S. Centers for Disease Control and Prevention (CDC) statistics show that in 2010, the USA newborn is only four million, a decrease of 3% over the previous year. This is the U.S. birth rate for the third consecutive year, reduce, experts believe that this situation with the economic downturn, absolutely related.
A recent study of the U.S. National Bureau of Economic Research showed that the declining birth rate, related to the real estate market.
The study by Professor of Economics at the University of Maryland, Melissa (Melissa Schettini) and doctoral student Lisa (Lisa Dettling) is responsible for its research from 1990 to 2005, the survey of housing prices in 66 U.S. metropolitan areas and birth rates. Melissa and Lisa found that the birth rate is significant related interesting finding is that housing prices, housing prices, a direct result of the birth of more children.
For Americans, the birth of a child’s family needed to get a bigger space. However, when housing prices, Americans are unable to pay the expensive living environment, the expected birth rate relative decline.