当今美国成功人士的年薪平均是多少？

当今美国成功人士的年薪平均是多少？

自1980年代以来，美国人如果赚取年薪十万美元，算是成功的标准。

到这次金融海啸之前，六位数的年薪，代表住在一间大房屋里，拥有两台汽车，一家人定期出外渡假,有足够的积蓄，为退休和子女的大学学费做准备。

如今，一切都已变。通货膨胀不断削弱10万美元的实际价值，近年来，住房，医疗保险和大学学费的成本,在急剧上升。考虑到中产家庭的粮食，能源和其他生活必需品的成本上升，六位数的年薪,已经不再是成功的标准。

目前，不到20%的美国家庭,赚取年薪10万美元，许多人说,突破年收入10万美元,是一个里程碑，但是，它并不像以前一样富裕了。

美国人口普查局资料，2006年,只有5.63%的个人所得税者，只有17.8%的家庭年收入10万美元以上。事实上，如果以通货膨胀来计算，1990年,10万美元的薪水，调整之后，相等于今日的162,760 美元。另一个角度看，2000年,10万美元的工资，通货膨胀调整之后，等于今日的82,609美元。
金融协会总裁亚当(Mari Adam)指出：“1976年,价值10万美元的东西，今日,已经涨价至381,000美元，由此可见，许多东西,变得非常昂贵。”
亚当指出，医疗卫生保健是其中一项重大的开支，相对通胀率已经增长近两倍。

凯泽(Kaiser)家庭基金会调查健康保险的费用，发现:自2000年以来，保险费用已增加高达78%。现时，医疗保险的总费用，个人每年,平均4,242美元;家庭每年,平均11,480美元。

亚当说，近年来，大学费用大幅增长。

大学理事会的年度报告指出，5年来，大学的学费增加35%，创下30年来最大的增幅。亚当说：“30年前，这些方面的花费，并不占薪金的重要比例，然而，今日许多美国家庭的收入,大部份支付在这些花费上。

住房成本,促使10万美元年收入的美国人的生活不像以前。许多地方的住房价格增长,已经超过美国人的工资增长。2000年，家庭收入中位数,是50,732万美元，房屋价格中位数139,000美元。当2007年家庭收入中位数增加至59,157美元，房价中位数,暴涨至229,299美元。这些年房屋价格中位数,上涨64.8%
美国家庭的中等收入上升,只有16.6%。

马里兰州投资经理布赖恩尼尔(Brian Neale)说：“毫无疑问，住屋是最重要的事情，美国家庭的大部份收入,投资在房屋方面。”33岁的尼尔(Neale)说，去年,他终于赚取年薪超过10万美元大关，但是，他表示:缴交按揭付款之外，汽油，食品和日常用品的价格甚高，他的薪水,并不如想像中的丰厚。尼尔已婚，育有三名孩子，他说：“现时，我赚取10万美元，我们还是要做出一些牺牲。当然，不是说,每天晚上要吃花生酱和果冻。我们一家人的生活过得很好，但是，我不会考虑任何的奢侈品。
亚当说，六位数的年薪，并不像以前一样，所指的,并不是生活必需品，但是，被认为是中产阶级的生活方式，总有一些其他的费用开支，例如,手机，高速互联网，休假，空手道课，音乐播放器，笔记本电脑和数码相机等东西。

此外，地理和生活方式,影响到年薪10万美元的家庭，位于中部的美国人，能够赚取六位数年薪，绝对可以提供一个相当舒适的生活。

休斯敦的财政顾问杰夫(Jeff Eschman)说，该州大部分地区的家庭，如果赚取10万美元，可以享受非常舒适的生活方式。说：“我没有看到-那些年薪10万美元的家庭做出很多牺牲。在这些地区，他们能够负担得起优质的生活方式。”然而，在一些大城市，例如,三藩市，曼哈顿，洛杉磯，加州圣何塞市，以及华盛顿首府等，住屋成本,就扣取收入大部份。

国际管理顾问公司的调查，以一个典型的家庭年收入6万美元，找出300个城市不同生活方式的成本。利用他们的研究结果，如果一个年收入10万美元的典型家庭，以维持同一种的生活方式，居住在曼哈顿,每年需要244,333美元;三藩市,每年需要203,000美元。

亚当说，对其他收入的美国人，也存在同一样的开支问题，有人甚至年收入高达30万美元，也有入不敷支的烦恼。

财务策划师布莱斯(Bryce Danley)说，许多年收入10万美元的家庭,购买太多房子，太多汽车，拥有太多的债务，这是司空见惯的。举例来说，一个家庭的年收入10万美元，拥有一间价值375,000美元的房子，每月交付两部汽车贷款，各450美元，另外,每月支付信用卡250美元。当这个家庭每月支付按揭贷款，汽车，债务，扣取社会保障金和联邦税之后，已经花费其收入的75%。布莱斯说：“对于拥有高收入的美国人，这是一个非常典型的情况。我们经常问:为什么美国人普遍不存钱?主要因为,他们在住房，汽车和债务作出的决定，导致入不敷支的情况，更不用说储钱。”再者，现时,年收入10万美元的家庭,已经大幅减少，生活成本增加，对于年收入低的家庭，造成更大的负担。

布莱斯说，无论其收入水平如何，美国人的债务，消费和透支消费，最终导致金融财政的压力。

亚当说：“何况,现时,赚取10万年薪美国人比例不多，对于大多数的美国人来说，生活越来越困难。”

由于以上种种原因，现时，许多美国人认为:年收入25万美元,才是成功的标准。

YIZHAN国际旅行社,陈,手机:+0086-13901623260;
1779642876@qq.com

The average annual salary of the successful people in the United States today?

Since the 1980s, if the Americans earn an annual salary of U.S. $ 100,000, be regarded as success criteria.

Before the financial tsunami, the six-figure annual salary, on behalf of living in a housing with two cars, a regularly go out to the resort, there are enough savings to prepare for retirement and children’s college tuition.

Today, everything has been changed. Inflation eroding the real value of $ 100,000, in recent years, housing, medical insurance and college tuition costs, a sharp rise. Taking into account the cost of middle-class families, food, energy and other necessities rise, six-figure annual salary is no longer the standard of success.

At present, less than 20 percent of U.S. households and earn an annual salary of $ 100,000, many people said that the breakthrough year for income of $ 100,000, is a milestone, but it is not like before rich.

U.S. Census Bureau data, in 2006, only 5.63 percent of personal income tax, only 17.8% of annual household income of more than $ 100,000. Indeed, if inflation to calculate, in 1990, $ 100,000 salary, after the adjustment, equivalent to $ 162,760 today. Another perspective, in 2000, $ 100,000 in wages, adjusted for inflation, equal to $ 82,609 today.
Finance Association, president of Adam (Mari Adam): 1976, $ 100,000 worth of stuff today, has prices of up to 381,000 dollars, we can see, many things become very expensive. ”
Adam pointed out that health care is one of the major expenses, the relative inflation rate has nearly tripled.

Kaiser (Kaiser) Family Foundation survey of health insurance costs: Since 2000, insurance costs have increased by up to 78%. At present, the total cost of medical insurance, individual per year, with an average of 4,242 dollars; family per year, with an average of 11,480 dollars.

Adam said, in recent years, college costs a substantial increase.

The College Board’s annual report notes that five years, college tuition increased by 35 percent, marking the biggest increase in 30 years. Adam said: “Thirty years ago, the cost of these aspects, does not account for a major proportion of the salary, however, many of today’s American family income, most pay these costs.

Housing costs, prompting the $ 100,000 annual income of Americans living as before. Many parts of the housing price growth has exceeded the growth of wages of Americans. 2000, the median household income of 50,732 million U.S. dollars, the median house price $ 139,000. When the median household income in 2007 increased to 59,157 dollars, the median price soared to U.S. $ 229,299. These years, the median house price rose 64.8%
Middle-income American families increased by only 16.6%.

Maryland investment manager 布赖恩尼尔, Brian Neale, said: “There is no doubt that housing is the most important thing, most of the income of American families, investment in housing.” 33-year-old Neil (Neale,) said that last year, he finally earn the annual salary of over 100,000 U.S. dollars mark, but, he said: to pay the mortgage payments, the high the price of gasoline, food and daily necessities, his salary, not as one would imagine huge . Neil is married and has three children, he said: “Currently, I earn $ 100,000, we still have to make some sacrifices, of course, is not to say every night to eat peanut butter and jelly. A person’s life very well, but I would not consider any luxury.
Adam said, the figure salary is not the same as before, referred to, not the necessities of life, however, is considered to be middle-class lifestyle, there is always some other expenses, such as mobile phones, high-speed Internet, leave, karate lessons, music player, laptop computers and digital cameras and other things.

In addition, geography and lifestyle, the impact to the annual salary of $ 100,000 of family in the middle of the Americans, can earn six-figure annual salary, can definitely provide a fairly comfortable life.

Houston-based financial advisor Jeff, Jeff Eschman said the state in most parts of the family, earning $ 100,000, you can enjoy a very comfortable lifestyle. Said: “I do not see – the annual salary of $ 100,000 to those families make many sacrifices in these areas, they can afford high-quality lifestyle.” However, in some large cities, for example, San Francisco, Manhattan, Los Angeles, San Jose, Calif., and Washington, DC, and other housing costs to deduct the income of the majority.

Survey of the international management consulting firm, with a typical annual household income of $ 60,000, to find out the costs of the different lifestyles of the 300 cities. Use the results of their research, an annual income of a typical family of $ 100,000, to maintain the same lifestyle, living in Manhattan, 244,333 dollars a year; San Francisco, 203,000 dollars a year.

Adam said, other income Americans, there are also the same expenditure, and some even with annual revenues topping $ 300,000, but also to make ends meet trouble.

Financial Planner Bryce Bryce, Danley said, for many years a family income of $ 100,000, to buy too much house, too many cars, too much debt, it is commonplace. For example, a family’s annual income of $ 100,000, with a $ 375,000 house, the monthly delivery of two car loans, the $ 450 monthly payment of credit card $ 250. When the family monthly payment mortgage loans, car, debt, deduct social security and federal taxes, has spent 75 percent of their income. Bryce said: “For Americans with high incomes, this is a very typical situation we often ask: why Americans generally do not save money? Mainly because, the decision they made in housing, cars and debt, resulting in make ends meet, let alone save money. “Furthermore, at present, annual family income of $ 100,000, has dramatically reduced the cost of living increase, resulting in greater burden for low-income families.

Bryce said, regardless of income level, the American debt, consumption and overdraft consumption, and ultimately lead to financial and fiscal pressure.

Adam said: “Moreover, the present, to earn a proportion of not more than 10 million annual salary of Americans, life increasingly difficult for most Americans.”

Because of these reasons, the present, many Americans believe: annual income of $ 250,000, is the success criteria.

YIZHAN International Travel Service, Chen, Mobile: +0086-13901623260;
1779642876@qq.com