Chinese people in the United States to buy a home bargain. Yankees China’s homebuyers. Chinese people to the United States to buy a home, pride does not change, 200 million homes, 1.09 million bid, the seller almost split in half. After hitting the wall, next to see the 2 million house, bid 1.5 million.
California, USA housing Tips: What to do to prepare cash to buy a home?
(1) deposit a check. Deposit, prices are generally 1% to 3%, and the bid, the first will not be honored, just to check the seller to provide copies. After talking about the conditions for buyers and sellers, mutual acceptance, the check will be deposited into a real transfer of notary company. To the United States, should be with the local passport, open a bank account.
(2) bank certificates of deposit. U.S. cash to buy a house, in order to prove ability to pay, are generally required to provide bank certificates of deposit, simple operation, that is their own account online to print. China’s domestic banks can be water alone, preferably through the bank seal.
Tips for housing California, USA: cash to buy a home of procedures?
(1) to find a reliable and experienced local real estate agent.
(2) broker with Qukan Fang.
(3) saw the house, by the broker to help analyze price, fill out the bid contract, together with photocopies of checks and bank deposit certificates of deposit with the broker to submit to the seller.
(4) broker negotiations between the parties, including a variety of conditions, including price, bargain.
(5) after the two sides agreed to start transfer, cash deposit check to the transfer company.
(6) the buyer to understand and investigate housing conditions, property rights, the environment, homeowners association rules, etc.
(7) signed transfer document, fill in the various forms.
(8) If no major problems, then remove the exit clause.
(9) agreement to complete the commitment (eg repair).
(10) wire transfer the balance due.
(11) Finally, check again housing.
(12) registered with the government to complete the transfer procedures.
Tips for housing California, USA: cash to buy a home, what cost?
Buy a house in addition to price, there are all kinds of fees, buyers need to pay, there are transfer fees, insurance, housing inspection fees, and so on. Buyers absolutely do not need to pay is commission (by the seller to pay). Some costs, such as transaction taxes, environmental disasters, the report charges, homeowner association fees, kill termites, housing warranty, are negotiating to decide who can afford. Real estate taxes and homeowners association monthly fee, required by the transfer time to pay their part of the split. A $ 500,000 house, for example, the buyer to pay the fee (if not real estate taxes and homeowners association monthly fee split), may be between 2000-4000 U.S. dollars.
Tips for housing California, USA: cash to buy houses, the follow-up to maintain the cost of what?
Bought the house after a year, must pay a property tax, real estate taxes in Los Angeles County, about 1.25 percent in the price. Different counties and regions, the rate is slightly different. Meanwhile, we must pay each year between the number of 100-1000 yuan of housing insurance. If a homeowners association, monthly, to pay monthly homeowners association fees (commonly between one hundred to three hundred U.S. dollars), the monthly fee, often covering the insurance.
If detached from the living, there are utilities, garbage and other living expenses. If you rent, do not pay these costs, there is little management fees.
Data show that the end of 2010, about 75,000 Chinese orphans adopted by American families, some American politicians adopted a Chinese orphan, as former Deputy Secretary of State James Steinberg, adopted from China, Anhui and Hunan, the two daughter;
In 2004, Democratic presidential candidate John Kerry family, adoption of a Chongqing girl.