如何申报个人海外资产?2011-12,很多人都是第一代移民,存在海外资产问题。

如何申报个人海外资产?2011-12,很多人都是第一代移民,存在海外资产问题。
如果你不是第一代移民,本来没有海外资产,但是,由于你到外国去投资做生意,难免产生了海外资产。
美国公民每年申报个人所得,必须申报全球收入,在美国国外的收入,必须如实申报,个人海外资产,是否需要申报,这个问题,往往不是很清楚。
今年(2011),申报2010年个人所得,要求填报国外银行帐户的开户银行名称、帐号和存款金额,这项要求,从去年起,就已经公布了申报的最后期限,从前,没有申报的不予追究,只要在规定期限前申报,就可以得到宽容,没有问题。目前,宽容期限已过。
明年情况如何?会计师说,(2012)申报2011年个人所得,需要填报全部海外”金融资产”的信息,即,除了银行存款外,如果在国外有股票或债券等资产,需要申报。
海外的房地产,将来也许需要申报,目前,没有这项要求,如果房子出租,有房租收入,这收入,是需要填报的;如果把房子卖了,赚了钱,也需要申报,与美国国内卖房处理办法相同。
目前,中国国内正在掀起一阵移民热,很多人都想来美国。美国欢迎富人移民,但是,富人来美国移民并不划算,因为,拿了绿卡之后,必须填报上述海外资产,如果不如实填报,一旦发现,惩罚是很严厉的。
有些人以为:在中国的资产美国政府没法查,因此,不申报,但是,去美国政府举报你的,往往是你自己的老婆,过去,你没有防备她,一旦离婚,她要求分一半财产,她知道你全部底细,你是跑不掉的。
移民美国是很多人的愿望,但是,美国人(包含拿绿卡的美国永久居民)不好当,如果你想享受美国人的权益,又不想承担美国人的义务,应该三思。最好的办法,是诚实申报,不要隐瞒,否则,你晚上睡不好觉,得不偿失。
因此,有人希望移民美国,也有人准备放弃美国国籍。

How to declare personal assets abroad? 2011-12, many of them are first-generation immigrants, there is the issue of overseas assets.
If you are not first-generation immigrants, had no overseas assets, but because you go to the foreign investment business, inevitably resulted in overseas assets.
U.S. citizens declare their personal income each year, must declare worldwide income, foreign income in the United States, must be accurately reported, personal overseas assets, the need to declare, this is often not very clear.
This year (2011), to declare personal income in 2010, requirements for filing a foreign bank account, bank name, account number and deposit amount, the request from last year, has announced the declaration deadline, the former, there is no declaration of non- accountability, as long as the prescribed period before the declaration can be tolerated, no problem. Currently, the tolerance period has expired.

Next year, how? Accountants say (2012) declare personal income in 2011, completing all required overseas “financial assets” of the message that, in addition to bank deposits, stocks, or if there are bonds of foreign assets to be declared.
Overseas real estate, the future may need to declare, at present, no such requirement, if the house rentals, rental income, this income is the need reported; if to sell the house, make some money, but also need to declare, with the United States Sellers same approach.

At present, a wave of migration in China is hot, a lot of people want to come to America. The United States welcomes the rich immigrants, but immigrants to the United States and not worth the rich, because, took a green card, you must fill in the overseas assets, if not truthfully reported, once discovered, punishment is very severe.

Some people think: China’s assets in U.S. government can not check, therefore, not to declare, however, the U.S. government to report to you, often your own wife, in the past, you did not prepare her, once the divorce, she asked for half of our property She knows all the ins and outs you, you are captive.

Emigrated to the U.S. is the desire of many people, but Americans (including U.S. permanent resident holding a green card) is not good as, if you want to enjoy the rights of Americans, but Americans do not want to assume the obligations should think twice. The best way is honest reporting, not to hide, otherwise, you sleep well at night, not worth the candle.

Therefore, some people want to emigrate to America, it was prepared to give up U.S. citizenship. .

Changes in the U.S. minimum hourly wage trends, the red line is the nominal salary, the green line is the inflation-adjusted salary
The current minimum wage American labor level worse than 40 years ago.
Nominal hourly minimum wage, 1967. ‘, 2010, from $ 1.40 up to $ 7.25, or up to 418%, adjusted for inflation, the federal minimum wage over the same period fell 20%.
The end of 2007, the minimum wage decline has reached 41%;
In the decade before the nominal minimum wage does not change. 2008 ‘, 2010, the employer shall increase the minimum wage.

Senior economist at Nomura Securities International Cen Turner (Ellen Zentner), said: “low-income households are increasingly hard, the minimum wage to reflect the lower end part of the salary level.”

Since February 2009, the U.S. unemployment rate has been above 8%, the highest since records began in 1948, the unemployment rate remained at 8% above the maximum time.

美国最低时薪变化走势,红线是名义薪水,绿线是扣除通胀因素的薪水
美国劳工目前的最低薪资水平,比40年前更糟。
名义最低薪资时薪,1967.’,到2010年,从1.40美元,攀升到7.25美元,涨幅高达418%,经通胀调整,同期联邦最低薪资下滑20%。
2007年底,最低薪资跌幅已达41%;
在之前的十年名目最低薪资没有变动。2008.’,至2010年,雇主依法调高了最低薪资。
野村证券国际资深经济师岑特纳(Ellen Zentner)表示:“低收入家庭生活越来越辛苦,最低薪资反映薪资水平较低端的部分。”
2009年2月以来,美国失业率一直在8%以上,创下1948年有记录以来,失业率维持在8%之上的最长时间。