Ha ha ha ha …

日本大地震后,约有20万座房屋被冲入海中,很多都还保持着完整。

近日,“3·11”日本大地震残骸已经漂过太平洋,抵达北美洲西海岸,其数量之大、速度之快,令人始料不及。同时,日本动物保护团体,经过长期努力后,终于得到政府批准,开始搜救地震后,被遗弃、目前,可能仍在福岛隔离区艰难存活的宠物。

英国《 每日邮报》近日报道称,“3·11”日本大地震及海啸产生的残骸,日前已漂过太平洋、远渡4500英里(约合7242公里),抵达位于美国华盛顿州西北部的尼亚湾,历时约280天。这些残骸,包括失事的渔船、破损的家具,以及遇难动物和人类的尸体残肢。

2011年3月11日岩手县发生9.0级的地震,一股新的震波,从Heigawa河口,抵达宫古岛。这场史上最强的地震,与大海啸一起,袭击了日本,夺去了15,800多人的生命,摧毁许多东部海岸居民区,触发了福岛第一核电站的一场核灾难。

Dictator Kim fat King Jr. died, ha ha ha-Arab Spring will be a coward, he was scared to death ……

重庆一开发商组织市民乘直升飞机看房, 时间:2011-12.
12月17日,重庆万州区某房地产商,租用一架价值1800万的直升机,组织市民乘坐直升机看房,吸引不少市民驻足和体验。乘坐直升机看房活动,吸引众多市民驻足观看。

韩国国家安全战略研究所所长-南成旭

澳大利亚:从“过度”,到“保守”,众所周知,西方发达国家当初的过度借贷和过度消费,虽然,曾经拉动过中国出口以及全球经济,却也透支了未来的增长,并埋下了金融危机的种子。危机爆发后,西方国家又如梦方醒,开始努力削减消费,来偿还债务,这个“去杠杆化”的过程,又成为阻碍全球经济复苏的重要阻力。

  这个过程,说起来简单,经历起来,却“惊心动魄”得多。当初,西方民众具体是怎样“过度借贷”和“过度消费”的,危机爆发后,又是怎样变得“保守”了呢?更重要的是,“去杠杆化”过程,还要持续多久?

  “慷慨”的银行

  在金融危机前,和其他西方国家一样,澳大利亚的银行业,也热衷于通过加大放贷量来增加盈利。当时,在澳大利亚申请信用卡很容易,银行给出的信用额度,也很慷慨,即使是对一个大学刚毕业的社会“新鲜人”,银行也都能给出5000澳元以上的信用额度(澳元,现在和美元大概等值)。而且,如果银行发现持卡人消费额度很大,还经常会主动地联系持卡人,询问其是否需要提高信用额度,这种提高,还往往是多次的,让持卡人-不知不觉间,背上了一身的债务。

  在房贷上,澳大利亚银行,更是“慷慨大方”。对于首次购房者,银行一般给出总房价90%~95%的贷款额度。对于房产投资者,银行更是推出一种,相当于总房价100%的贷款产品,让投资者,可以不掏一分钱首付款,就购进一套房产。

  为了扩大业务,各大银行在媒体上做的各类信用卡和房贷广告,铺天盖地,很多还给一线员工,下达销售任务,要求每个星期,推销出多少张信用卡,或者是签出多少份房屋贷款。银行从业人员总数,水涨船高。根据瑞银统计,澳大利亚银行业的从业人数,在2002年到2010年之间,增长了接近1/4,远高于同期澳大利亚人口的增长速度。

  1995年到2005年,十年间,澳大利亚人的可支配收入,年实际增长为2.0%,但消费的年实际增长,却达到2.8%。结果在2002年后,澳大利亚家庭的储蓄率,已经跌到零左右,并几度降到负值。

  澳大利亚零售业受益匪浅。危机之前,澳大利亚零售业的销售额,年增长曾一度维持在8%左右,新建的购物中心,纷纷拔地而起,各大著名连锁零售品牌,四处安营扎寨。

  同样,房地产市场,也“欣欣向荣”,很多城市的房价,年涨幅可以超过10%,甚至20%。很多人都生怕错过了这轮涨价潮-没房子的,想买房;买了房子的,想换更大的房子;有了大房子的,想购买投资房。

  当然,天下没有免费的午餐,伴随着这阵消费和投资热潮而来的,还有澳大利亚人债务的节节蹿升。根据高盛的统计,在上世纪90年代,澳大利亚家庭的总负债额度,只相当于GDP的45%左右,但,到了2008年年底,这个数字,已经一路攀升到了令人眩晕的110%以上。

  消费“去杠杆化”

  可惜,盛宴也总归有散去的一刻,就在澳大利亚人沉浸在借贷狂热里的时候,金融海啸袭来。

  首先,严重依赖海外信贷市场,支持国内扩张的澳大利亚银行,被冻结的信贷市场,打了个措手不及,几乎失去了海外融资的能力;其次,澳大利亚国内经济,开始迅速疲软,消费者和投资者都开始变得悲观,消费和投资,纷纷大幅下滑。

  为了稳定局势,澳大利亚联邦政府采取了一系列的稳定措施,包括,为银行提供信用担保,并实施一揽子经济刺激计划。一番手忙脚乱之后,澳大利亚经济,虽然度过了危险关头,房价,甚至还逆势增长,但刺激措施的效果,毕竟是暂时的,在慢慢消退以后,余惊未定的澳大利亚人,开始变得日趋小心谨慎。

  人们变得谨慎的原因,很简单:首先,亲眼目睹了金融海啸的惊心动魄之后, 澳大利亚人意识到了-全球经济环境还很险恶,明白-如果澳大利亚也像欧美一样,被卷入衰退,自己随时可能会饭碗不保;其次,很多澳大利亚人的养老金,都在金融风暴中,遭受了重大损失,个人财富严重缩水;另外,同样重要的是,澳大利亚的房价,虽没有经历美英式的崩盘,却也开始持续小幅度下滑,并严重影响了消费者信心。

  观念上的转变,很快在经济数据上,反映出来,澳大利亚的储蓄率,已从危机前的零左右,攀升到了10%以上,银行业存款额,占总贷款额的比例,也从金融危机前的40%,上升到了50%。

  澳大利亚统计局最新的数据显示,在截至2011年10月的12个月里,全澳洲非食品类的零售额,仅增加了2.4%,远低于金融危机前。若是仅看2011年10月当月,全澳洲8个州和领地里,更是有4个零售额,出现下滑。其中,细分行业中,境遇最惨的百货业,销售额,在一个月内,下跌了0.7%。

  各大零售巨头,也是哀鸿遍野,澳大利亚最大的连锁百货Myer,最新的季度报告显示,和去年同时期相比,2011年8月,到10月的销售额,下降了3.5%,而其主要竞争对手David Jones,同期销售额的下滑,更是达到11.2%,创公司上市以来的-最大季度销售额跌幅。Myer的董事长,用“我从事零售业35年以来,最艰难的销售环境”,来形容如今的市场环境,澳洲最大的连锁超市集团Woolworths的董事长也称,2011年,“无疑是很长时期以来,对零售业来说,挑战性最大的一年”。

  需要指出的是,尽管澳大利亚的消费者,变得日趋保守,零售业也深陷泥潭,但和欧美国家相比,澳大利亚的经济,要远远健康得多。首先,由于中国对澳大利亚矿产业的持续拉动,澳大利亚经济的根基,并未被金融危机所动摇;其次,澳大利亚联邦政府是带着财政盈余,走进金融危机,自危机爆发来,联邦政府的负债,也一直保持在很低的水平上;最重要的是,澳大利亚的劳动力市场,一直相对健康,金融危机爆发后,失业率最高的时候,也没突破6%,远低于英美等国家。所以,和其他西方国家相比,澳大利亚人的“去杠杆化”,只能算是小巫见大巫。(作者,系澳大利亚Access Capital Advisers分析师)

Japan after the earthquake, about 200,000 houses were into the sea, many still maintain integrity.

Recently, the “3.11” earthquake in Japan has been drifting over the wreckage of the Pacific, arrived in North America West Coast, the number of large, fast speed, it is unexpected. Meanwhile, the Japanese animal protection groups, after a long effort, has finally been approved by the Government to begin search and rescue after the earthquake, abandoned, at present, may still be difficult to survive Fukushima pet quarantine.

British “Daily Mail” reported recently that “3.11” earthquake and tsunami in Japan the wreckage, has been floating over the Pacific, Yuandu 4500 miles (about 7242 km), arrived in the northwestern state of Washington, USA Virginia Beach, which lasted about 280 days. The debris, including fishing accident, broken furniture, and the bodies of dead animals and human body parts.

March 11, 2011 Iwate earthquake occurred 9.0, a new wave of shock waves, from Heigawa estuary, arrived in Miyako Island. This history of the strongest earthquakes, together with the tsunami, hit Japan, killed more than 15,800 lives and destroyed many of the East Coast neighborhood, the first nuclear power plant in Fukushima triggered a nuclear disaster.

Dictator Kim fat King Jr. Died, ha ha ha-Arab Spring will be a coward, he was scared to death ……

Chongqing, a developer community organization showings by helicopter, time :2011-12.
December 17, Wanzhou Area real estate, renting a $ 18 million of helicopters, helicopter organizations, public showings, and many people stop and experience. Helicopter showings activities, attracting many people gathered to watch.

Korea Institute for National Security Strategy – the South Sung-wook

Australia: from the “excessive” to “conservative”, is well known that Western countries had over-borrowing and over-consumption, though, has been driving China’s exports and the global economy, but also advance the future growth and laid the financial crisis the seeds. Crisis, wake up the West side has a dream, began efforts to reduce consumption, and to repay debt, this “deleveraging” process, they become an obstacle to global economic recovery, an important resistance.

This process seems simple enough, experience it, but “Astonishing” is much more. At first, the Western people specifically how to “over-borrowing” and “excessive consumption”, after the outbreak of the crisis, but also how to become “conservative” out? More importantly, “deleveraging” process, but also for how long?

“Generous” bank

Before the financial crisis, and other Western countries, Australia’s banking sector, but also keen to increase the amount of lending by increasing profits. At that time, very easy to apply for credit cards in Australia, the bank gives credit limit, and very generous, even for a recently graduated from university community “fresh” and banks are able to give more than $ 5000 credit limit (dollar , and the dollar is now roughly equivalent). Moreover, if the bank found a large amount of cardholder spending, but also often take the initiative to contact the cardholder, asked whether the need to improve their credit limit, this increase also often repeated, so that cardholders – unknowingly , the back of a debt.

In the mortgage, the Australian bank, is “generous.” For the first time home buyers, banks generally give the total price 90% to 95% of the loan amount. For real estate investors, is to launch a bank, equivalent to 100% of the total housing loan products, so that investors can not dig a penny the first payment on the purchase of a property.

In order to expand the business, the major banks in the media to do all kinds of credit card and mortgage advertising, overwhelming, many returned to front-line employees, assigned sales tasks, requires that each week, how many credit cards to sell, or check out how many housing loans. The total number of bank employees, increase. According to UBS statistics, the number of Australian banking practitioners, in between 2002 to 2010, an increase of close to 1 / 4, much higher than the rate of population growth in Australia.

1995 to 2005, ten years, Australians’ disposable income, annual real growth of 2.0%, but the actual annual consumption growth has reached 2.8%. The results after 2002, the Australian household savings rate has fallen to around zero, and several times fell to a negative value.

Australian retail benefit. Before the crisis, Australian retail sales growth was once kept at about 8%, the new shopping center, have been erected, and various well-known chain of retail brands, four camp.

Similarly, the real estate market, but also “thriving”, many cities, housing prices, the annual increase of more than 10%, even 20%. Many people are afraid to miss this round of price surge – not the house, want to buy a house; bought a house, want to change a bigger house; have a big house, and would like to purchase the investment house.

Of course, there is no free lunch, accompanied by this array from the consumption and investment boom, as well as Australian debt steadily jump up. According to Goldman’s statistics, in the 1990s, the Australian family’s total debt amount, only about 45% of GDP, but, to the end of 2008, this figure has climbed to a dizzying 110% or more.

Consumption “deleveraging”

Unfortunately, there is always feast also dispersed the moment, immersed in the Australians in the lending frenzy, when the financial tsunami hit.

First of all, rely heavily on overseas credit markets, to support the expansion of the domestic Australian banks, credit markets frozen, caught off guard and almost lost overseas financing; Secondly, Australia’s domestic economy, rapidly weakening, consumers and investors became pessimistic, consumption and investment have fallen sharply.

In order to stabilize the situation, the Australian Federal Government has taken a series of stabilization measures, including, for the banks to provide credit guarantees, and implementation of economic stimulus package. After some running around in circles, the Australian economy, although through a dangerous moment, prices, and even contrarian growth, but the effect of stimulus measures, after all, is temporary, slowly subsided after I scared uncertain Australians began to change have become increasingly cautious.

The reason people become cautious, very simple: First, witnessed the thrilling after the financial tsunami, Australians aware of – the global economic environment is still very dangerous, understand – if, like Australia, like Europe, is involved in the recession, he may at any time will rice bowls; Secondly, many Australians pensions are in financial turmoil, suffered heavy losses, personal wealth fell sharply; In addition, equally important is that Australian house prices, although not experienced the collapse of British-style, but continued small decline began, and a serious impact on consumer confidence.

Changing attitudes, and soon the economic data, reflected Australia’s savings rate, from around zero before the crisis, rising to more than 10%, banking deposits, the proportion of total loans, but also from the financial crisis 40% before, up to 50%.

The latest Australian Bureau of Statistics data show that as of October 2011 in the 12 months, Australia’s non-food retail sales, increased by only 2.4%, much lower than before the crisis. If only to see the month of October 2011, Australia’s eight states and territories where there are four more retail sales, declined. Among them, the sub-sectors, the situation of the worst department stores, sales in the month, down 0.7%.

Major retail giants, is devastated, Australia’s largest department store chain Myer, the latest quarterly report, and compared to the same period last year, in August 2011, to 10 months of sales, down 3.5%, while its main competitors David Jones, the decline in sales over the same period, it is 11.2%, the highest since listing – the largest quarterly sales decline. Myer’s chairman, with “I have been in retail 35 years, the most difficult sales environment,” to describe today’s market environment, Australia’s largest supermarket chain Woolworths Group chairman also said that in 2011, “is undoubtedly a very long period of time, for the retail industry, the biggest challenge of the year. ”

It should be noted that, despite the Australian consumer, has become increasingly conservative, retail, are also deep mire, but European and American countries compared to Australia’s economy is much healthier. First, because China is Australia’s mining industry continued driving, the foundation of the Australian economy, has not been shaken by the financial crisis; Secondly, the Australian federal government with a fiscal surplus is, into the financial crisis, since the crisis, the federal government’s debt , has been maintained at low levels; most importantly, the Australian labor market has been relatively healthy, the financial crisis, when the highest unemployment rate, there is no more than 6%, well below the Anglo-American countries. Therefore, and other Western countries, Australians, “deleveraging”, can only be regarded as trivial. (Author, Department of Australia Access Capital Advisers analyst)

《Ha ha ha ha …》有2个想法

  1. Kim Jong Il is dead, Australian Foreign Minister Kevin Rudd (Kevin Michael Rudd) urged all calm, December 19, 2011
    Australia’s new fast network December 19 reported that the DPRK leader Kim Jong Il is dead, Korea, Japan, the United States and other countries caused great concern.
    Australian Foreign Minister Kevin Rudd (Kevin Michael Rudd) said that at present, it is difficult to understand what happens near North Korea, however, calls on all parties to remain calm.
    Australian Foreign Minister Kevin Rudd (Kevin Michael Rudd) said that at present, it is difficult to guess in these days after the sudden death of Kim Jong Il, what will happen, or the future of North Korea’s leadership, have any effect. Expected to be some uncertainty, however, the outside world should this be regarded as normal conditions.
    Kevin Rudd (Kevin Michael Rudd) Foreign Minister called for all the world’s governments, including the North Korean government, including, whether it is practical action, or the diplomatic signals, at this time, should show the greatest degree of calm and restraint.
    Kevin Rudd (Kevin Michael Rudd) said that Australia will this continue and including South Korea – friendly countries and allies within the region, in close contact.

    Korean Central News Agency, 19 reported that North Korean leader Kim Jong Il, on at 8:30 on the 17th, due to fatigue, the train, suddenly died, aged 69 years.

    Kevin Rudd (Kevin Michael Rudd, 1957 年 9 21 -), the current Australian Foreign Minister, former Prime Minister of Australia 26th term, and the Australian Labor Party leader. In the November 24, 2007 parliamentary elections in Australia, led the Australian Labor Party, defeating the Liberal Party leader John Howard’s ruling coalition, in the same year on December 3, as Australian Prime Minister. Rudd on June 24, 2010, was dismissed within the Labour Party, was replaced Julia Gillard, in history, following the Whitlam, as a constitutional crisis in 1975, was sacked after the first one did not complete the term, Australian Prime Minister to step down.

    Kevin Rudd (Kevin Michael Rudd)
    Kevin Michael Rudd
    26 Australian Prime Minister
    Term of office
    December 3, 2007 – June 24, 2010
    Former John Howard
    Successor Julia Gillard
    Born September 21, 1957 (1957-09-21) (54)
    Bo Nan, Queensland, Australia
    Political parties, the Australian Labor Party (ALP)
    Anglican faith

    Australian Prime Minister
    Barton Deakin → → → Fisher Reed Watson → → → Cook Bruce Hughes → → → Si Kalin Lyons → Page → Menzies Fadden → → → Waterford → Chifley Curtin Holt McEwen → → → → Gordon Whitlam McMahon → → → Fraser, Paul Keating, Bob Hawke → → → Howard Kevin Rudd (Kevin Michael Rudd) → Girard

    Early life – Rudd (Kevin Michael Rudd), in 1957, was born in Bo Town, Nan Queensland (Nambour). He came from humble, is the home of four children, the youngest one, young, their parents grew up working on the farm milk. He was 11 years old, as the tenant’s father, Albert (Albert Rudd) or suffer a car accident, hospital treatment after sepsis, soon died. Soon after, the original family house rent accommodation, the landlord has also been recovered, Kevin Michael Rudd’s mother, Margaret (Margaret, née DeVere) frustration with four children, they go to relatives, the family was crowded into a saloon car , tough place to live.

    Kevin Rudd (Kevin Michael Rudd) first-time Catholic school in Brisbane Grove Mary Ai poetry will (Ashgrove Marist) Brother male boarding school, after which the sub-Nan Bo public schools (Nambour High School). In 1974, his first full-year results, high school graduation. In high school, Kevin Rudd came into contact with politics, and to participate in the activities of the Australian Labor Party; 15 years of age, young people began to participate in the regional Labour Party conference. Meanwhile, Kevin Rudd (Kevin Michael Rudd) is longing for Asian culture, especially interested in China.

    Kevin Rudd (Kevin Michael Rudd) after graduating from high school, he scores, obtain Australian National University (ANU), who study Chinese history and Chinese literature at the same time, take the “Rudd (Kevin Michael Rudd)” as his Chinese name; Subsequently, graduated with first class honors degree. Kevin Rudd in 1980, writing his doctoral thesis honors, the choice of theme is contemporary Chinese democracy movement, the object of study, is China in the 1970s, “very famous” democratic people Shiwei **, thesis adviser, is test Linjie Fu lookout, and the Belgian-born famous sinologist Pierre Rick Mons (Pierre Ryckmans). To complete the paper, Kevin Rudd (Kevin Michael Rudd) was collected mainly from Hong Kong, he needs a lot of information, read a lot of Chinese materials. Jeff Cauter said, for Kevin Rudd (Kevin Michael Rudd) a strong motivation for learning, he “felt surprised.” Kevin Rudd (Kevin Michael Rudd) in this paper, the last won first prize.

    Kevin Rudd (Kevin Michael Rudd) in 1980, in Taipei, Taiwan, National Taiwan Normal University Mandarin Training Center to learn Chinese.

    Political -1981 years, after graduating from the Australian National University, Rudd (Kevin Michael Rudd) services into the Australian Foreign Ministry, was first stationed in Stockholm, Sweden; 1984, the transfer station in Beijing, responsible for analysis of China’s political and economic situation; 1988, Lu Rudd (Kevin Michael Rudd) was promoted to assistant secretaries of Foreign Affairs of Australia. Soon, Kevin Rudd (Kevin Michael Rudd) is the Queensland Parliament for the then opposition leader Wayne Goss (Wayne Goss) and to assist in his second year won the election. Goss became Queensland in the governor after the appointment of Kevin Rudd (Kevin Michael Rudd) as his chief of staff, and Cabinet Office director of state government. In 1995, Kevin Rudd (Kevin Michael Rudd) left the Queensland Government, as KPMG (KPMG) CPA Chinese affairs consultant. In 1997, the University of Queensland, Australia as Deputy Director of Department of Asian Languages.

    In 1998, Kevin Rudd (Kevin Michael Rudd) defeated the incumbent Liberal Party members, made Griffith constituencies (Division of Griffith) seats, into the House of Representatives; 2001, was promoted, for the shadow cabinet Minister of Foreign Affairs.

    [The general election on 4 December 2006, Kevin Rudd (Kevin Michael Rudd) in the party leaders’ meeting, by 49 votes to 39 votes, defeated the incumbent leader Jinbizili, a new term federal Labor leader, and by the women members of Julia Gillard as deputy leader. The personnel changes, the opposition Australian Labor Party has 11 years, is about the future destiny of the moment. In the past 11 years, Labor has replaced the four-term leader. This time, Kevin Rudd (Kevin Michael Rudd) the use of “new to the post,” the star effect and the “honeymoon period” went across the whole of Australia, launched “listening tour” and the election campaign; which makes him, in the polls reputation, gradually rising, even, than the then Prime Minister John Howard’s support.

    However, with the campaign in-depth, scandals exposed. In early 2007, Kevin Rudd (Kevin Michael Rudd) because his wife 泰蕾丝瑞恩 (Therese Rein) set up a firm, a large number of contracts from the government of things, people have been criticized, and later, Ryan said publicly on television: the sale of the company, to quell the incident.

    November 24, 2007, he was defeated for re-election three times, known as “political tumbler,” the Prime Minister John Howard, on December 3, 2007, as Australian Prime Minister. Howard because of them in this election, lost his Beinei Lang constituencies (Division of Bennelong) seat, has been thrust out of the Congress, then, Australia announced it would permanently withdraw from the political arena.

    Kevin Rudd (Kevin Michael Rudd) was elected five months after a “Time Magazine” in the “global one hundred most influential people” one.

    Chinese Complex – Kevin Rudd (Kevin Michael Rudd) is the first fluent in Chinese Western leaders; in his youth, that are interested in Chinese culture. Republic of China was to study in National Taiwan Normal University in Taipei, but the identity of the diplomat, long-term presence in China and working with all walks of life in mainland China, the establishment of a wide range of personal connections. It is reported that Beijing authorities, SEPA deputy director Pan Yue, is Kevin Rudd (Kevin Michael Rudd) recognize old friends.

    In 2003, mainland leaders to visit Australia, and delivered a speech in Congress, Kevin Rudd (Kevin Michael Rudd) has been using Chinese to talk with him, so he was surprised. In November 2006, Kevin Rudd (Kevin Michael Rudd) led the Australian Labor Party delegation to visit Beijing, and with the Sixteenth CPC Central Committee Propaganda Department Liu Yunshan negotiate for an hour; is Yunshan called “China experts . ”

    Kevin Rudd (Kevin Michael Rudd) of Chinese culture has a more profound understanding of his in Copenhagen, the 2009 United Nations Climate Change Conference, there was a face in front of the media, boasted openly said: “Those Chinese fuckers are trying to rat-fuck us! ”

    Family – Kevin Rudd’s wife, Lee Eun (Theresa Rein, transliterated as “泰蕾丝瑞恩”), his college sweetheart, psychology graduate. In 1989, Tai Leisi bought a failing small employment agencies. Through 17 years of effort, this had only two small companies, has become with 1,200 employees, 65 branch offices of large multinational human resource management services company, now known as “Ingalls group of companies.” Its business, has been extended to Britain, France and Germany. Even so, by their own-sponsored enterprises, before the election, as Bixian Yi, Tai Leisi had to sell their shares.

    Kevin Rudd (Kevin Michael Rudd) his wife have three children:

    Eldest daughter Jessica (Jessica), 1984 was born, now, was a lawyer, in 2007, and a Brisbane banker Xieruo Gu (Albert Tse) married, Xie is from Chaozhou people in Hong Kong immigrants in Australia;
    Son, Nicholas (Nicholas, Chinese name: Lu Yude), born in 1986, studied law and Chinese, was in 2005, studying at Fudan University;
    Born in 1993, the youngest son in high school, Max (Marcus), has begun to study Chinese.

    Recent thing – 2007 November 24, Australia nationwide for congressional elections, the Labour Party made at least 85 parliamentary seats, is a landslide victory, the Australian media this described as ─ ─ “Luc artificial landslide” (Ruddslide). December 3, Kevin Rudd (Kevin Michael Rudd) was sworn in as the 26th Prime Minister of Australia either.

    February 13, 2008, Kevin Rudd (Kevin Michael Rudd) Prime Minister in Parliament on behalf of the government, the implementation of past policy, the damage caused to the Australian Aboriginal, especially on the “stolen generation” of damage, a formal apology .

    In August 2008, Kevin Rudd made the Australian 12-year development plan, plans covering all aspects of Australian society, from Australia, the Commonwealth position, to civic life, all-encompassing.

    In May 2010, the Rudd Government announced: from July 2012 onwards, the mining companies to pay 40% of the resource profits tax. Decision was mine strong opposition from business owners and workers in Australia and more, thousands of demonstrations broke out, marchers in Rudd (Kevin Michael Rudd) lecture held outside the venue, holding a microphone to express their dissatisfaction. Kevin Rudd, during the administration of tax resources to become the most important decision-making mistakes, resulting in Rudd’s support rate fell sharply, the Labor Party’s support in a number of constituencies, and even below 30%, behind the Alliance Party’s support.

    June 21, 2010, Chinese Vice President and Kevin Rudd (Kevin Michael Rudd) held talks in the Australian capital, Canberra, the two sides signed 10, worth more than $ 8.8 billion of commercial agreements, of which there are seven covering resources and energy the field. Some analysts believe that the move indicates China – Australia relations from Hu Rio Tinto espionage dispute bottomed out.

    In June 2010, including the Australian Workers’ Union, including many organizational, political power brokers and members of both houses of the Labor Party, said that when he was in favor of the Deputy Prime Minister Julia Gillard Federal, forcing party leaders at the Labour Party the election. June 24, hold elections within the party, Kevin Rudd (Kevin Michael Rudd) to renounce the vote, Girard directly elected new Labor Party leader and Prime Minister of Australia. Treasurer Wayne Swan served as deputy prime minister.

    September 2010, Australian Prime Minister announced that female cabinet, confirmed Kevin Rudd (Kevin Michael Rudd) as the new Foreign Minister.

    Environmental Policy – 2007 December 3, Kevin Rudd (Kevin Michael Rudd) to sign the Kyoto Protocol, he said, Australia’s official declaration today, will become a member of the Kyoto Protocol, in national efforts to combat climate change ahead of the rapid pace a big step, and join the international community.

    In October, the Prime Minister John Howard said Labor’s environment policy, with the Conservative Party’s policy is no particular difference in their policies, in 2020 15 percent reduction in emissions, however, the Labour Party was reduced by 20%.

    Foreign policy – as the shadow foreign minister Kevin Rudd (Kevin Michael Rudd), his policies to the “three pillars” forming: combined with the United Nations, with the Asian combination with the American League. Although he did not agree with the war in Iraq, but he supported the continued deployment of troops in Iraq, but does not deploy combat troops.

    Kevin Rudd (Kevin Michael Rudd) in November 2003, when he wrote to Australian Prime Minister John Howard, to provide policy advice, after the fall of Baghdad. In his recommendations, to help train the new Iraqi army, with the EC in Australia, to help stage the elections.

    Labor to ensure that, in 2007, replacing the current 550 combat troops as training, border security and the role (perhaps in other countries stationed in the Middle East), continue in Iraq, more than a thousand troops stationed (2007, 1575 Australian troops still operating in Iraq), Rudd (Kevin Michael Rudd) while supporting Australian troops in Afghanistan.

    金正日死了, 澳大利亚外长陆克文(Kevin Michael Rudd)呼吁各界冷静,2011年12月19日
    澳大利亚新快网12月19日报道,朝鲜国防委员长金正日死了,引发美国韩国日本等国的高度关注。
    澳大利亚外长陆克文(Kevin Michael Rudd)表示,目前,还很难了解朝鲜近期会发生些什么,但是,呼吁各方保持冷静。
    澳大利亚外长陆克文(Kevin Michael Rudd)表示,目前,很难去猜测在金正日猝死后的这几天,会发生什么事情,或是对朝鲜未来的领导权,产生什么影响。预计会出现一些不确定性,但是,外界应该将此,视为正常状况。
    陆克文(Kevin Michael Rudd)外交部长呼吁,世界所有的政府,包括朝鲜政府在内,不管是实际行动,还是外交信号方面,在这个时候,都应该表现出最大程度的冷静以及克制。
    陆克文(Kevin Michael Rudd)表示,澳大利亚将就此事,继续和包括韩国在内的-区域内友国及盟国,保持密切联系。

    朝鲜中央通讯社,19日报道称,朝鲜国防委员长金正日,于17日上午8时30分,因疲劳过度,在列车上,突然死了,年龄69岁。

    陆克文(Kevin Michael Rudd,1957年9月21日-),现任澳大利亚外交部长,曾任第26任澳大利亚总理,以及澳大利亚工党领袖。在2007年11月24日的澳洲国会大选中,带领澳洲工党,击败自由党领袖约翰·霍华德领导的执政联盟,于同年12月3日,出任澳洲总理。陆克文于2010年6月24日,被工党内部罢免,被朱莉娅·吉拉德接替,成为历史上,继惠特拉姆,因1975年宪政危机,被解职后,第一位没有完成任期,就下台的澳大利亚总理。

    陆克文(Kevin Michael Rudd)
    Kevin Michael Rudd
    26澳大利亚总理
    任期
    2007年12月3日 – 2010年6月24日
    前任 约翰·霍华德
    继任 朱莉娅·吉拉德
    出生 1957年9月21日 (1957-09-21)(54岁)
    澳大利亚昆士兰州楠伯
    政党 澳大利亚工党(ALP)
    信仰 圣公宗

    澳大利亚总理
    巴顿 → 迪金 → 沃森 → 里德 → 费希尔 → 库克 → 休斯 → 布鲁斯 → 斯卡林 → 莱昂斯 → 佩奇 → 孟席斯 → 法登 → 柯廷 → 福德 → 奇夫利 → 霍尔特 → 麦克尤恩 → 戈顿 → 麦克马洪 → 惠特拉姆 → 弗雷泽 → 霍克 → 基廷 → 霍华德 → 陆克文(Kevin Michael Rudd) → 吉拉德

    早年生活-陆克文(Kevin Michael Rudd),于1957年,出生于昆士兰州楠伯镇(Nambour)。他出身寒微,是家中四个孩子中,最年幼的一个,幼年,在父母工作的牛奶农场上长大。他11岁那年,身为佃农的父亲阿尔伯特(Albert Rudd)横遭车祸,入院救治后,感染败血病,不久,去世。不久后,原来全家租宿的房子,也被地主收回,Kevin Michael Rudd的母亲玛格丽特(Margaret, née DeVere)无奈地带着四个孩子,投奔亲戚,全家曾挤在一辆房车里,克难安身。

    陆克文(Kevin Michael Rudd)先入读天主教办学的布里斯班艾诗格罗夫玛丽会(Ashgrove Marist)修士寄宿制男校,之后,再转公立的楠伯中学(Nambour High School)。1974年,他以全年级第一名的成绩,高中毕业。在中学时代,陆克文就开始接触政治,并参与澳大利亚工党的活动;15岁时,即开始参加了地区的青年工党会议。同时,陆克文(Kevin Michael Rudd)对亚洲文化很向往,特别是对中国感兴趣。

    陆克文(Kevin Michael Rudd)高中毕业后,他以高分,考取澳大利亚国立大学(ANU),修读中国历史及中国文学,同时,取“陆克文(Kevin Michael Rudd)”作为他的中文姓名;其后,以一等荣誉学士毕业。陆克文1980年,在写他的优等生博士学位论文时,选择的主题,是当代的中国民主运动,研究对象,是中国1970年代“名噪一时”的民主人士魏**,论文导师,是考林·杰夫考特,和比利时出生的著名汉学家皮埃尔·瑞克蒙斯(Pierre Ryckmans)。为了完成论文,陆克文(Kevin Michael Rudd)曾主要从香港收集了他需要的大量资料,阅读了很多中文材料。杰夫考特表示,对于陆克文(Kevin Michael Rudd)强大的学习动力,他“觉得吃惊”。陆克文(Kevin Michael Rudd)的这篇论文,最后获得第一名。

    陆克文(Kevin Michael Rudd)曾于1980年,在台湾台北市的国立台湾师范大学国语教学中心学习中文。

    从政-1981年,澳大利亚国立大学毕业后,陆克文(Kevin Michael Rudd)进入澳大利亚外交部服务,先被派驻瑞典首都斯德哥尔摩;1984年,转派驻北京,专责分析中国政治及经济形势;1988年,陆克文(Kevin Michael Rudd)升任为澳洲外交部助理次长。不久,陆克文(Kevin Michael Rudd)为当时是昆士兰州议会反对党领袖的韦恩·戈斯(Wayne Goss)工作,并协助他在第二年的大选中获胜。在戈斯出任昆士兰州州长后,即任命陆克文(Kevin Michael Rudd)担任自己的幕僚长、兼州政府内阁办事处总监。1995年,陆克文(Kevin Michael Rudd)离开昆士兰州政府,出任毕马威(KPMG)会计师事务所中国事务顾问。1997年,出任澳大利亚昆士兰大学亚洲语言系副主任。

    1998年,陆克文(Kevin Michael Rudd)击败自由党在位议员,取得格里菲斯选区(Division of Griffith)议席,进入国会众议院;2001年,获提升,为影子内阁外交部长。

    [大选-2006年12月4日,陆克文(Kevin Michael Rudd)在党内领袖会议上,以49票对39票,击败了在任领袖金·比兹利,成为新一任工党的联邦领袖,并由女议员茱莉雅·吉拉德出任副领袖。这次人事变动,对在野已11年的澳大利亚工党来说,是关乎未来前途命运的时刻。在过去的11年中,工党已经替换了四任领袖。这次,陆克文(Kevin Michael Rudd)利用“新官上任”的明星效应和“蜜月期”,赴全澳洲各地,展开“倾听之旅”和竞选宣传攻势;这使得他,在民调中的声望,逐渐攀升,甚至,超过了当时的总理霍华德的支持率。

    然而,随着竞选的深入,丑闻不断被揭露。2007年初,陆克文(Kevin Michael Rudd)因其妻泰蕾丝·瑞恩(Therese Rein)开设公司,从政府获得大量合约之事,遭到国人评击,后来,瑞恩公开在电视上表示:将出售公司,把该事件平息。

    2007年11月24日,他击败曾3次连任、号称“政治不倒翁”的总理约翰·霍华德,于2007年12月3日,成为澳大利亚总理。霍华德因为在本次竞选当中,丢失了自己的贝内朗选区(Division of Bennelong)席位,被撵出了国会,随即,宣布永远退出澳大利亚的政治舞台。

    陆克文(Kevin Michael Rudd)当选五个月后,成为《 时代杂志》里“全球一百个最具影响力的人”之一。

    中国情结-陆克文(Kevin Michael Rudd)是首位能说流利中文的西方国家领导人;在他年轻的时候,即对中国文化感到兴趣。曾到中华民国台北市的国立台湾师范大学留学,更以外交官的身份,长期派驻中国大陆工作,并与中国大陆各界,建立广泛的人脉关系。有报道称,北京当局国家环保总局副局长潘岳,就是陆克文(Kevin Michael Rudd)认识多年的老朋友。

    2003年,大陆领导人访问澳大利亚,并在国会发表演讲,陆克文(Kevin Michael Rudd)曾与他使用中文交谈,让他感到惊讶。2006年11月,陆克文(Kevin Michael Rudd)率领澳大利亚工党代表团访问北京,并与第十六届中共中央政治局委员、中宣部部长刘云山洽谈了一个小时;被刘云山称为“中国问题专家”。

    陆克文(Kevin Michael Rudd)对中国文化有着较深刻的理解,他在哥本哈根,参加2009年联合国气候变化大会时,就曾当着媒体面,公开放言道:”Those Chinese fuckers are trying to rat-fuck us!”

    家庭-陆克文的妻子李恩(Theresa Rein,音译作“泰蕾丝·瑞恩”),是他大学时代的恋人,心理学专业毕业。1989年,泰蕾丝买下一家濒临倒闭的小型职业介绍公司。通过17年的努力,这家原来仅有两人的小公司,已经成为拥有1200名雇员、65家分公司的大型跨国人力资源管理服务公司,现名“英格斯公司集团”。其业务,已经拓展到了英国、法国和德国。即使是这样,由自己一手操办的企业,在大选之前,为避嫌疑,泰蕾丝也不得不出售自己的股份。

    陆克文(Kevin Michael Rudd)夫妇育有3个孩子:

    长女杰西卡(Jessica),1984年出生,目前,是位律师,2007年,和一位布里斯班的银行家谢若谷(Albert Tse)结婚,谢是自香港移民澳大利亚的潮州人;
    儿子尼古拉斯(Nicholas,中文名:陆雨德),1986年出生,学习法律和中文,曾于2005年,在复旦大学学习;
    1993年出生,在上高中的小儿子马克斯(Marcus),已经开始研习汉语。

    近事-2007年11月24日,澳大利亚举国进行国会选举,工党取得至少85个议会席位,属压倒性的胜利,澳大利亚传媒将此形容为──“陆氏人造山崩”(Ruddslide)。12月3日,陆克文(Kevin Michael Rudd)宣誓就任第26任澳大利亚总理。

    2008年2月13日,陆克文(Kevin Michael Rudd)总理在国会代表政府,对过去实行的政策,给澳大利亚土著带来的伤害,特别是对“被偷走的一代”的伤害,进行正式道歉。

    2008年8月,陆克文提出澳大利亚12年发展计划,计划覆盖澳大利亚社会方方面面,从澳大利亚,在英联邦地位,到公民生活,无所不包。

    2010年5月,陆克文政府宣布:将从2012年7月起,向矿业公司征收40%的资源盈利税。决定遭到矿企业主和工人的强烈反对,在澳大利亚多地,爆发数千人的示威游行,游行者在陆克文(Kevin Michael Rudd)举行演讲的场地外面,拿着扩音器表达不满。资源税成为陆克文执政期间的最主要决策失误,导致陆克文的支持率,大幅度下跌,工党在一些选区的支持率,甚至跌破30%,落后于联盟党的支持率。

    2010年6月21日,中国国家副主席与陆克文(Kevin Michael Rudd)在澳大利亚首都堪培拉举行会谈,双方签署10项,总值逾88亿美元的商业协议,其中,有7项涵盖资源和能源领域。有分析家认为,此举表示中国-澳洲关系,已从胡士泰力拓间谍案的纠纷低谷中,走出。

    2010年6月,包括,澳大利亚工人工会在内的不少组织、政治掮客和工党两院成员,表示,转而支持时任联邦副总理的茱莉雅·吉拉德,迫使工党举行党内领袖选举。6月24日,举行党内选举,陆克文(Kevin Michael Rudd)宣布放弃票选,吉拉德直接当选新任工党领袖,和澳大利亚总理。国库部长韦恩·斯旺担任副总理。

    2010年9月,澳大利亚女总理宣布内阁名单,确认陆克文(Kevin Michael Rudd)出任新政府外交部长。

    环境政策-2007年12月3日,陆克文(Kevin Michael Rudd)签下京都议定书,他说,今天澳大利亚官方的宣示,将成为京都议定书的成员之一,在国家努力对抗气候的遽变向前一大步,并加入这个国际社会。

    在10月份时,总理霍华德说,工党的环境政策,跟保守党的政策,是没有特别的差异,他们的政策,是在2020年减少15%的排放,然而,工党是减少20%。

    外交政策-作为影子外交部长的陆克文(Kevin Michael Rudd),他的政策,以“三个支柱”成型:跟联合国结合,跟亚洲结合,跟美国同盟。虽然,他不同意伊拉克战争,但他支持继续在伊拉克布署部队,但,不布署战斗部队。

    陆克文(Kevin Michael Rudd)在2003年11月,写信给时任的澳大利亚总理约翰霍华德,提供政策性的意见,在巴格达垮台之后。在他的建议之中,帮忙训练新的伊拉克军队,使用澳大利亚的选委会,去帮助他们阶段性的选举。

    工党保证,在2007年,替换550名目前的战斗部队,担任训练,及边界安全的角色(也许是驻守在中东的其他国家),继续在伊拉克,驻守超过一千名的部队(2007年,有1575名的澳大利亚部队,仍在伊拉克境内运作),陆克文(Kevin Michael Rudd)同时支持在阿富汗的澳大利亚军队。

  2. 日本大地震后,约有20万座房屋被冲入海中,很多都还保持着完整。

    近日,“3·11”日本大地震残骸已经漂过太平洋,抵达北美洲西海岸,其数量之大、速度之快,令人始料不及。同时,日本动物保护团体,经过长期努力后,终于得到政府批准,开始搜救地震后,被遗弃、目前,可能仍在福岛隔离区艰难存活的宠物。

    英国《 每日邮报》近日报道称,“3·11”日本大地震及海啸产生的残骸,日前已漂过太平洋、远渡4500英里(约合7242公里),抵达位于美国华盛顿州西北部的尼亚湾,历时约280天。这些残骸,包括失事的渔船、破损的家具,以及遇难动物和人类的尸体残肢。

    2011年3月11日岩手县发生9.0级的地震,一股新的震波,从Heigawa河口,抵达宫古岛。这场史上最强的地震,与大海啸一起,袭击了日本,夺去了15,800多人的生命,摧毁许多东部海岸居民区,触发了福岛第一核电站的一场核灾难。

    Dictator Kim fat King Jr. died, ha ha ha-Arab Spring will be a coward, he was scared to death ……

    重庆一开发商组织市民乘直升飞机看房, 时间:2011-12.
    12月17日,重庆万州区某房地产商,租用一架价值1800万的直升机,组织市民乘坐直升机看房,吸引不少市民驻足和体验。乘坐直升机看房活动,吸引众多市民驻足观看。

    韩国国家安全战略研究所所长-南成旭

    澳大利亚:从“过度”,到“保守”,众所周知,西方发达国家当初的过度借贷和过度消费,虽然,曾经拉动过中国出口以及全球经济,却也透支了未来的增长,并埋下了金融危机的种子。危机爆发后,西方国家又如梦方醒,开始努力削减消费,来偿还债务,这个“去杠杆化”的过程,又成为阻碍全球经济复苏的重要阻力。

      这个过程,说起来简单,经历起来,却“惊心动魄”得多。当初,西方民众具体是怎样“过度借贷”和“过度消费”的,危机爆发后,又是怎样变得“保守”了呢?更重要的是,“去杠杆化”过程,还要持续多久?

      “慷慨”的银行

      在金融危机前,和其他西方国家一样,澳大利亚的银行业,也热衷于通过加大放贷量来增加盈利。当时,在澳大利亚申请信用卡很容易,银行给出的信用额度,也很慷慨,即使是对一个大学刚毕业的社会“新鲜人”,银行也都能给出5000澳元以上的信用额度(澳元,现在和美元大概等值)。而且,如果银行发现持卡人消费额度很大,还经常会主动地联系持卡人,询问其是否需要提高信用额度,这种提高,还往往是多次的,让持卡人-不知不觉间,背上了一身的债务。

      在房贷上,澳大利亚银行,更是“慷慨大方”。对于首次购房者,银行一般给出总房价90%~95%的贷款额度。对于房产投资者,银行更是推出一种,相当于总房价100%的贷款产品,让投资者,可以不掏一分钱首付款,就购进一套房产。

      为了扩大业务,各大银行在媒体上做的各类信用卡和房贷广告,铺天盖地,很多还给一线员工,下达销售任务,要求每个星期,推销出多少张信用卡,或者是签出多少份房屋贷款。银行从业人员总数,水涨船高。根据瑞银统计,澳大利亚银行业的从业人数,在2002年到2010年之间,增长了接近1/4,远高于同期澳大利亚人口的增长速度。

      1995年到2005年,十年间,澳大利亚人的可支配收入,年实际增长为2.0%,但消费的年实际增长,却达到2.8%。结果在2002年后,澳大利亚家庭的储蓄率,已经跌到零左右,并几度降到负值。

      澳大利亚零售业受益匪浅。危机之前,澳大利亚零售业的销售额,年增长曾一度维持在8%左右,新建的购物中心,纷纷拔地而起,各大著名连锁零售品牌,四处安营扎寨。

      同样,房地产市场,也“欣欣向荣”,很多城市的房价,年涨幅可以超过10%,甚至20%。很多人都生怕错过了这轮涨价潮-没房子的,想买房;买了房子的,想换更大的房子;有了大房子的,想购买投资房。

      当然,天下没有免费的午餐,伴随着这阵消费和投资热潮而来的,还有澳大利亚人债务的节节蹿升。根据高盛的统计,在上世纪90年代,澳大利亚家庭的总负债额度,只相当于GDP的45%左右,但,到了2008年年底,这个数字,已经一路攀升到了令人眩晕的110%以上。

      消费“去杠杆化”

      可惜,盛宴也总归有散去的一刻,就在澳大利亚人沉浸在借贷狂热里的时候,金融海啸袭来。

      首先,严重依赖海外信贷市场,支持国内扩张的澳大利亚银行,被冻结的信贷市场,打了个措手不及,几乎失去了海外融资的能力;其次,澳大利亚国内经济,开始迅速疲软,消费者和投资者都开始变得悲观,消费和投资,纷纷大幅下滑。

      为了稳定局势,澳大利亚联邦政府采取了一系列的稳定措施,包括,为银行提供信用担保,并实施一揽子经济刺激计划。一番手忙脚乱之后,澳大利亚经济,虽然度过了危险关头,房价,甚至还逆势增长,但刺激措施的效果,毕竟是暂时的,在慢慢消退以后,余惊未定的澳大利亚人,开始变得日趋小心谨慎。

      人们变得谨慎的原因,很简单:首先,亲眼目睹了金融海啸的惊心动魄之后, 澳大利亚人意识到了-全球经济环境还很险恶,明白-如果澳大利亚也像欧美一样,被卷入衰退,自己随时可能会饭碗不保;其次,很多澳大利亚人的养老金,都在金融风暴中,遭受了重大损失,个人财富严重缩水;另外,同样重要的是,澳大利亚的房价,虽没有经历美英式的崩盘,却也开始持续小幅度下滑,并严重影响了消费者信心。

      观念上的转变,很快在经济数据上,反映出来,澳大利亚的储蓄率,已从危机前的零左右,攀升到了10%以上,银行业存款额,占总贷款额的比例,也从金融危机前的40%,上升到了50%。

      澳大利亚统计局最新的数据显示,在截至2011年10月的12个月里,全澳洲非食品类的零售额,仅增加了2.4%,远低于金融危机前。若是仅看2011年10月当月,全澳洲8个州和领地里,更是有4个零售额,出现下滑。其中,细分行业中,境遇最惨的百货业,销售额,在一个月内,下跌了0.7%。

      各大零售巨头,也是哀鸿遍野,澳大利亚最大的连锁百货Myer,最新的季度报告显示,和去年同时期相比,2011年8月,到10月的销售额,下降了3.5%,而其主要竞争对手David Jones,同期销售额的下滑,更是达到11.2%,创公司上市以来的-最大季度销售额跌幅。Myer的董事长,用“我从事零售业35年以来,最艰难的销售环境”,来形容如今的市场环境,澳洲最大的连锁超市集团Woolworths的董事长也称,2011年,“无疑是很长时期以来,对零售业来说,挑战性最大的一年”。

      需要指出的是,尽管澳大利亚的消费者,变得日趋保守,零售业也深陷泥潭,但和欧美国家相比,澳大利亚的经济,要远远健康得多。首先,由于中国对澳大利亚矿产业的持续拉动,澳大利亚经济的根基,并未被金融危机所动摇;其次,澳大利亚联邦政府是带着财政盈余,走进金融危机,自危机爆发来,联邦政府的负债,也一直保持在很低的水平上;最重要的是,澳大利亚的劳动力市场,一直相对健康,金融危机爆发后,失业率最高的时候,也没突破6%,远低于英美等国家。所以,和其他西方国家相比,澳大利亚人的“去杠杆化”,只能算是小巫见大巫。(作者,系澳大利亚Access Capital Advisers分析师)

    Japan after the earthquake, about 200,000 houses were into the sea, many still maintain integrity.

    Recently, the “3.11” earthquake in Japan has been drifting over the wreckage of the Pacific, arrived in North America West Coast, the number of large, fast speed, it is unexpected. Meanwhile, the Japanese animal protection groups, after a long effort, has finally been approved by the Government to begin search and rescue after the earthquake, abandoned, at present, may still be difficult to survive Fukushima pet quarantine.

    British “Daily Mail” reported recently that “3.11” earthquake and tsunami in Japan the wreckage, has been floating over the Pacific, Yuandu 4500 miles (about 7242 km), arrived in the northwestern state of Washington, USA Virginia Beach, which lasted about 280 days. The debris, including fishing accident, broken furniture, and the bodies of dead animals and human body parts.

    March 11, 2011 Iwate earthquake occurred 9.0, a new wave of shock waves, from Heigawa estuary, arrived in Miyako Island. This history of the strongest earthquakes, together with the tsunami, hit Japan, killed more than 15,800 lives and destroyed many of the East Coast neighborhood, the first nuclear power plant in Fukushima triggered a nuclear disaster.

    Dictator Kim fat King Jr. Died, ha ha ha-Arab Spring will be a coward, he was scared to death ……

    Chongqing, a developer community organization showings by helicopter, time :2011-12.
    December 17, Wanzhou Area real estate, renting a $ 18 million of helicopters, helicopter organizations, public showings, and many people stop and experience. Helicopter showings activities, attracting many people gathered to watch.

    Korea Institute for National Security Strategy – the South Sung-wook

    Australia: from the “excessive” to “conservative”, is well known that Western countries had over-borrowing and over-consumption, though, has been driving China’s exports and the global economy, but also advance the future growth and laid the financial crisis the seeds. Crisis, wake up the West side has a dream, began efforts to reduce consumption, and to repay debt, this “deleveraging” process, they become an obstacle to global economic recovery, an important resistance.

    This process seems simple enough, experience it, but “Astonishing” is much more. At first, the Western people specifically how to “over-borrowing” and “excessive consumption”, after the outbreak of the crisis, but also how to become “conservative” out? More importantly, “deleveraging” process, but also for how long?

    “Generous” bank

    Before the financial crisis, and other Western countries, Australia’s banking sector, but also keen to increase the amount of lending by increasing profits. At that time, very easy to apply for credit cards in Australia, the bank gives credit limit, and very generous, even for a recently graduated from university community “fresh” and banks are able to give more than $ 5000 credit limit (dollar , and the dollar is now roughly equivalent). Moreover, if the bank found a large amount of cardholder spending, but also often take the initiative to contact the cardholder, asked whether the need to improve their credit limit, this increase also often repeated, so that cardholders – unknowingly , the back of a debt.

    In the mortgage, the Australian bank, is “generous.” For the first time home buyers, banks generally give the total price 90% to 95% of the loan amount. For real estate investors, is to launch a bank, equivalent to 100% of the total housing loan products, so that investors can not dig a penny the first payment on the purchase of a property.

    In order to expand the business, the major banks in the media to do all kinds of credit card and mortgage advertising, overwhelming, many returned to front-line employees, assigned sales tasks, requires that each week, how many credit cards to sell, or check out how many housing loans. The total number of bank employees, increase. According to UBS statistics, the number of Australian banking practitioners, in between 2002 to 2010, an increase of close to 1 / 4, much higher than the rate of population growth in Australia.

    1995 to 2005, ten years, Australians’ disposable income, annual real growth of 2.0%, but the actual annual consumption growth has reached 2.8%. The results after 2002, the Australian household savings rate has fallen to around zero, and several times fell to a negative value.

    Australian retail benefit. Before the crisis, Australian retail sales growth was once kept at about 8%, the new shopping center, have been erected, and various well-known chain of retail brands, four camp.

    Similarly, the real estate market, but also “thriving”, many cities, housing prices, the annual increase of more than 10%, even 20%. Many people are afraid to miss this round of price surge – not the house, want to buy a house; bought a house, want to change a bigger house; have a big house, and would like to purchase the investment house.

    Of course, there is no free lunch, accompanied by this array from the consumption and investment boom, as well as Australian debt steadily jump up. According to Goldman’s statistics, in the 1990s, the Australian family’s total debt amount, only about 45% of GDP, but, to the end of 2008, this figure has climbed to a dizzying 110% or more.

    Consumption “deleveraging”

    Unfortunately, there is always feast also dispersed the moment, immersed in the Australians in the lending frenzy, when the financial tsunami hit.

    First of all, rely heavily on overseas credit markets, to support the expansion of the domestic Australian banks, credit markets frozen, caught off guard and almost lost overseas financing; Secondly, Australia’s domestic economy, rapidly weakening, consumers and investors became pessimistic, consumption and investment have fallen sharply.

    In order to stabilize the situation, the Australian Federal Government has taken a series of stabilization measures, including, for the banks to provide credit guarantees, and implementation of economic stimulus package. After some running around in circles, the Australian economy, although through a dangerous moment, prices, and even contrarian growth, but the effect of stimulus measures, after all, is temporary, slowly subsided after I scared uncertain Australians began to change have become increasingly cautious.

    The reason people become cautious, very simple: First, witnessed the thrilling after the financial tsunami, Australians aware of – the global economic environment is still very dangerous, understand – if, like Australia, like Europe, is involved in the recession, he may at any time will rice bowls; Secondly, many Australians pensions are in financial turmoil, suffered heavy losses, personal wealth fell sharply; In addition, equally important is that Australian house prices, although not experienced the collapse of British-style, but continued small decline began, and a serious impact on consumer confidence.

    Changing attitudes, and soon the economic data, reflected Australia’s savings rate, from around zero before the crisis, rising to more than 10%, banking deposits, the proportion of total loans, but also from the financial crisis 40% before, up to 50%.

    The latest Australian Bureau of Statistics data show that as of October 2011 in the 12 months, Australia’s non-food retail sales, increased by only 2.4%, much lower than before the crisis. If only to see the month of October 2011, Australia’s eight states and territories where there are four more retail sales, declined. Among them, the sub-sectors, the situation of the worst department stores, sales in the month, down 0.7%.

    Major retail giants, is devastated, Australia’s largest department store chain Myer, the latest quarterly report, and compared to the same period last year, in August 2011, to 10 months of sales, down 3.5%, while its main competitors David Jones, the decline in sales over the same period, it is 11.2%, the highest since listing – the largest quarterly sales decline. Myer’s chairman, with “I have been in retail 35 years, the most difficult sales environment,” to describe today’s market environment, Australia’s largest supermarket chain Woolworths Group chairman also said that in 2011, “is undoubtedly a very long period of time, for the retail industry, the biggest challenge of the year. ”

    It should be noted that, despite the Australian consumer, has become increasingly conservative, retail, are also deep mire, but European and American countries compared to Australia’s economy is much healthier. First, because China is Australia’s mining industry continued driving, the foundation of the Australian economy, has not been shaken by the financial crisis; Secondly, the Australian federal government with a fiscal surplus is, into the financial crisis, since the crisis, the federal government’s debt , has been maintained at low levels; most importantly, the Australian labor market has been relatively healthy, the financial crisis, when the highest unemployment rate, there is no more than 6%, well below the Anglo-American countries. Therefore, and other Western countries, Australians, “deleveraging”, can only be regarded as trivial. (Author, Department of Australia Access Capital Advisers analyst)

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