中国富裕人士平均拥有3.3套房产;中国富裕人士平均拥有3.3套房产, 时间:2011-12-06 ,来源: 北京晨报
China has 3.3 sets off the average property; China HNWI average of 3.3 sets of real time :2011 -12-06, Source: Beijing Morning Post, December 6, Allianz Insurance Company through the banking, insurance and other high end customer survey, the average Chinese family rich people liquidity in the RMB169 million, an average of 1.8 per person VIP bank accounts, real estate and 3.3 units, compared to three years ago, more people, given the “asset security “more concerned about the total assets, the value of property, accounting for up to 60% to 80%.
Low-risk financial products popular
Survey, compared with three years ago, wealthy people pay more attention to control of risk, 88% of the surveyed population, the “asset security” concerns a higher degree, in which low-risk financial investment products (savings, banking financial products, insurance, etc.) configuration, accounting for about 70%.
Data show that wealthy bank savings, accounting for 46%, the ratio of financial products, reaching 12%, equity funds accounted for 5%, 2% bond funds, bonds, 3%, 5% of foreign exchange, trust products accounted for 4%, 4% of other financial products. Rich deposits in the proportion of people of wealth, higher than the global level, below the Chinese national average; securities investment ratio, much higher than the national level in Asia, close to the global level.
Allianz believes that the current HNWI wealth management attitude and awareness of the risks for investors, matures, and the “rapid appreciation of wealth” compared to “the security of assets,” a higher degree of concern.
Value of the property, the proportion of total assets over Qi Cheng
If coupled with the fixed assets, real estate is the highest proportion of wealthy people in the hands of some assets. Survey shows that in all assets, real estate values accounting for up to 72%, banks, financial products, respectively, accounting for 14%, 4%.
According to the calculation of Allianz, the net value of the property, including mortgage, wealthy people who are homeowners, 3.3 units, value of 5.68 million, property value, total assets of nearly 3 / 4. Real estate investment property under the name of the most affluent people, to 5.3 units; real estate value of the highest proportion of its total assets reached 77%.